401 Tyler Dr, Troy, IL 62294 Property Records

Madison County property record for 401 Tyler Dr, Troy, IL 62294

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,464 sqft · built 2013
Lot Size	2.71 acres (118,048 sqft)
Owner	2 Individual Names on File
Last Sale	$690,000 (Aug 2020)
Tax Bill	$17,856 (2025)
Deeds & Mortgages	May 2018 Mortgage Aug 2020 Sale & Mortgage
APN	`09-2-22-32-00-000-049`

Property Details

APN / Parcel Number

Primary APN	`09-2-22-32-00-000-049`

Interior

Full Baths	4 Baths
Stories	1 Story
Building Area	2,464 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	118,048 sqft (2.71 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	401 TYLER DR
City	TROY
State	IL
Zip	62294-2855
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SHADOW CREEK 2ND ADDN LOT 16 131.32 X 468.18 IRREGULAR
Legal Subdivision	SHADOW CREEK SECOND ADDN
Legal Lot Number	16
Jurisdiction	MADISON IL
Township / Civil Division	JARVIS
Census Block Group	2
Census Block	2011
Census Tract	403532

Owner

401 Tyler Dr is owned and occupied by two individuals who bought it in August 2020.

Source: Madison County records, as of June 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	401 TYLER DR, TROY, IL 62294-2855
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 23, 2018	Deed of Trust, Mortgage · Conventional Mortgage MIDWEST BANK CENTRE
Aug 6, 2020	Warranty Deed, Transfer BANK OF O'FALLON

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 6, 2020 · Amount on File
Deed Sale	Aug 6, 2020 · Amount on File
Prior Sale	Jan 28, 2013 · Amount on File
Deed Document Number	202027017
Record Updated	Sep 20, 2026

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	401 TYLER DR, TROY, IL 62294-2855
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE PARTNERS AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015756
Date	May 23, 2018
Instrument	2018R15756

Lender

Name	MIDWEST BANK CENTRE
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	May 11, 2028

Interest

Rate Type	Adjustable Rate

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IL
Recording Date	Aug 6, 2020
Property Address	401 TYLER DR, TROY, IL 62294-2855
Document Number	0000027017
Instrument Date	Jul 28, 2020
Instrument	27017
Transaction Type	Transfer
Record Updated	Aug 18, 2020
Title Company	ABSTRACTS AND TITLES INC, ABSTRACTS & TITLES INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,035.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	401 TYLER DR TROY IL 622942855, TROY, IL 62294-2855

Mortgage

Document Number	27018
Date	Aug 6, 2020
Instrument	27018

Lender

Name	BANK OF O'FALLON
Type	Bank
Address	O FALLON, IL 62269-8626

Agreement

Amount	Amount on Record
Term	120 Months
Due	Aug 5, 2030

Interest

Rate	3.25%

Tax Assessment & Valuation

The 2025 property tax bill for 401 Tyler Dr was $17,856, up 1.9% from the year before.

Source: Madison County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Madison County
County Subdivision	Jarvis Township
Unified School District	Triad Community Unit School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$17,856.00 (+1.91%)	$278,820 Land $20,980 Building $257,840	$836,461 Land $62,940 Building $773,521
2024	$17,521.00
2022	$15,629.00	$226,960 Land $32,920 Building $194,040	$681,562 Land $98,859 Building $582,703

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 401 Tyler Dr; there have been 1 flood claim nearby since 2008.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2008)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2008 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 401 Tyler Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-EAST ST LOUIS private · serves 131,368 people · EPA ID IL1635040
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Wisper ISP Fixed Wireless	100 / 20

May also be available: T-Mobile.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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