Madison County property record for 401 Troy Ave, Troy, IL 62294
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 980 sqft · built 1880 |
| Lot Size | 0.2 acres (8,744 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $107,500 (May 2008) |
| Tax Bill | $3,462 (2025) |
| Deeds & Mortgages | Feb 2026 Sale & Mortgage |
| APN | 09-2-22-09-10-102-031-001 |
| Primary APN | 09-2-22-09-10-102-031-001 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 980 sqft Living Area |
| Year Built | Built 1880 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Conventional |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 8,744 sqft (0.2 acres) |
| Lot Dimensions | 124 ft deep x 69 ft wide |
| Garage Area | 132 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 401 TROY AVE |
|---|---|
| City | TROY |
| State | IL |
| Zip | 62294-1803 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COOKS ADD PT LOT 7 69.96 X 124.99 |
| Legal Subdivision | COOKS ADDN |
| Legal Lot Number | 7 |
| Jurisdiction | MADISON IL |
| Township / Civil Division | JARVIS |
| Census Block Group | 2 |
| Census Block | 2056 |
| Census Tract | 403531 |
Source: Madison County records, as of June 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 401 TROY AVE, TROY, IL 62294-1803 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 27, 2008 · Amount on Record |
| Deed Sale | May 27, 2008 · Amount on Record |
| Deed Document Number | 200824904 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON IL |
| Recording Date | Feb 3, 2026 |
| Property Address | 401 TROY AVE, TROY, IL 62294-1803 |
| Document Number | 0000003254 |
| Map Reference | PB 6 PG 13 |
| Instrument Date | Jan 28, 2026 |
| Instrument | 2026R03254 |
| Transaction Type | Transfer |
| Record Updated | Feb 25, 2026 |
| Title Company | ABSTRACTS & TITLES |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $126.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 401 TROY AVE, TROY, IL 62294-1803 |
| Document Number | 0000003255 |
|---|---|
| Date | Feb 3, 2026 |
| Instrument | 2026R03255 |
| Name | FCB BANKS |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Number | 0000003256 |
|---|---|
| Date | Feb 3, 2026 |
| Instrument | 2026R03256 |
| Name | FCB BANKS |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|
Source: Madison County assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Madison County |
| County Subdivision | Jarvis Township |
| Municipality | Troy City |
| Unified School District | Triad Community Unit School District 2 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,462.00 (+6.23%) | $50,040 (+7.24%) Land $8,260 Building $41,780 | $150,120 (+7.24%) Land $24,780 Building $125,340 |
| 2024 | $3,259.00 (+11.84%) | $46,660 (+19.61%) Land $7,700 Building $38,960 | $139,980 (+19.49%) Land $23,100 Building $116,880 |
| 2022 | $2,914.00 | $39,010 Land $6,440 Building $32,570 | $117,147 Land $19,339 Building $97,808 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | Not on file |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 86% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TROY serves 16,962 people · EPA ID IL1191000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Copper | 1.69 mg/L (2021) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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