Jefferson County property record for 401 Trace Ct, Hoover, AL 35244
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,299 sqft · built 1990 |
| Lot Size | 0.608 acres (26,470 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $510,000 (Mar 2026) |
| Tax Bill | $8,145 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Jan 2019 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 39-00-27-4-000-006.009 |
| Primary APN | 39-00-27-4-000-006.009 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,299 sqft Living Area |
| Gross Area | 4,939 sqft |
| 1st Floor Area | 1,639 sqft |
| Upper Floors Area | 1,660 sqft |
| Basement Area | 1,640 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Insulated Finish/EIFS |
| Foundation Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 26,470 sqft (0.608 acres) |
| Terrain | Rolling |
| Porch | Slab |
|---|---|
| Porch Area | 435 sqft |
| Deck Area | Deck Area |
| Patio Area | 1,218 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 63565 |
|---|---|
| Street Address | 401 TRACE CT |
| City | HOOVER |
| State | AL |
| Zip | 35244-3960 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PR1 |
| Legal Description | LOT 305 TRACE CROSSING 3RD SEC 25/12 |
| Legal Range | 03W |
| Legal Township | 19S |
| Legal Section | 27 |
| Legal Subdivision | TRACE CROSSING 3RD SEC |
| Legal Lot Number | 305 |
| Jurisdiction | JEFFERSON AL |
| Township / Civil Division | HOOVER |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 14410 |
Source: Jefferson County records, as of October 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 744, FORDYCE, AR 71742-0744 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Mar 5, 2026 | Deed of Trust, Mortgage · Conventional Mortgage KIND LENDING |
| Jan 31, 2019 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 5, 2026 · Amount on Record |
| Deed Sale | Mar 5, 2026 · Amount on Record |
| Prior Sale | Jul 10, 2003 · Amount on Record |
| Deed Document Number | 202618926 |
| Prior Transfer Date | Aug 31, 2018 |
| Prior Transfer Doc | 0000008604 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON AL |
| Property Address | 401 TRACE CT, HOOVER, AL 35244-3960 |
| Transaction Type | Mortgage |
| Record Updated | May 11, 2026 |
| Name | Verified Name |
|---|---|
| Address | 708 ROCKFORD DR, BIRMINGHAM, AL 35209-3134 |
| Document Number | 0000018927 |
|---|---|
| Date | Mar 5, 2026 |
| Instrument | 2026018927 |
| Name | KIND LENDING |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2056 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | JEFFERSON AL |
| Recording Date | Jan 31, 2019 |
| Property Address | 401 TRACE CT, HOOVER, AL 35244-3960 |
| Document Number | 0000008604 |
| Instrument Date | Aug 31, 2018 |
| Instrument | 8604 |
| Transaction Type | Transfer |
| Record Updated | Feb 14, 2019 |
| Amount | Amount Recorded |
|---|---|
| Tax | $304.50 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 401 TRACE CT HOOVER AL 352443960, HOOVER, AL 35244-3960 |
Source: Jefferson County assessment roll, as of March 16, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Jefferson County |
| Municipality | Hoover City |
| Unified School District | Hoover City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,145.00 (+228.16%) | $112,200 (+124.58%) | $561,000 (+12.29%) Land $121,500 Building $439,500 |
| 2023 | $49,960 Land $8,100 Building $41,860 | $499,600 Land $81,000 Building $418,600 | |
| 2022 | $2,482.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 13, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (2014–2021) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Oct 2021 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 81% of Alabama |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CENTRAL ALABAMA WATER serves 653,322 people · EPA ID AL0000738 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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