Orange County property record for 401 Thunder Gulch Ct, Orlando, FL 32824
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 3,724 sqft · built 2000 |
| Lot Size | 0.384 acres (16,713 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $350,000 (Aug 2018) |
| Tax Bill | $4,262 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Aug 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 23-24-29-8190-00-900 |
| Primary APN | 23-24-29-8190-00-900 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 2 Stories |
| Building Area | 3,724 sqft Living Area |
| Gross Area | 4,836 sqft |
| 1st Floor Area | 2,222 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 16,713 sqft (0.384 acres) |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Florida Room |
| Porch Area | 377 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 401 THUNDER GULCH CT |
|---|---|
| City | ORLANDO |
| State | FL |
| Zip | 32824-5889 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | P-D |
| Legal Description | SOUTHCHASE PHASE 1B VILLAGE 12B 40/2 LOT 90 |
| Legal Range | 29E |
| Legal Township | 24S |
| Legal Section | 23 |
| Legal Subdivision | SOUTHCHASE PH 1B VILLAGE 12B |
| Legal Phase | 1B |
| Legal Tract | 8190 |
| Legal Lot Number | 90 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | ORLANDO |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 16808 |
401 Thunder Gulch Ct is owned and occupied by two individuals who bought it in August 2018.
Source: Orange County records, as of April 30, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 401 THUNDER GULCH CT, ORLANDO, FL 32824-5889 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 30, 2021 | Deed of Trust, Mortgage · Conventional Mortgage INSIGHT CU |
| Aug 17, 2018 | Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 17, 2018 · Amount on File |
| Deed Sale | Aug 17, 2018 · Amount on File |
| Prior Sale | Apr 7, 2000 · Amount on File |
| Deed Document Number | 2018492751 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 401 THUNDER GULCH CT, ORLANDO, FL 32824-5889 |
| Transaction Type | Mortgage |
| Record Updated | Apr 20, 2021 |
| Name | Verified Name |
|---|---|
| Address | 401 THUNDER GULCH CT, ORLANDO, FL 32824-5889 |
| Document Number | 20210179892 |
|---|---|
| Date | Mar 30, 2021 |
| Instrument | 20210179892 |
| Name | INSIGHT CU |
|---|---|
| Type | Credit Union |
| Address | LEESBURG, FL 34748 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Aug 17, 2018 |
| Property Address | 401 THUNDER GULCH CT, ORLANDO, FL 32824-5889 |
| Document Number | 0000492751 |
| Map Reference | MB 40 PG 2&3 |
| Instrument Date | Aug 10, 2018 |
| Instrument | 20180492751 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2022 |
| Title Company | NETWORK CLOSING SERVICES INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,450.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 611 W 136TH ST, 611, NEW YORK, NY 10031-8132 |
| Name | Verified Name |
|---|---|
| Address | 401 THUNDER GULCH CT, ORLANDO, FL 32824-5889 |
| Document Number | 0000492752 |
|---|---|
| Date | Aug 17, 2018 |
| Instrument | 20180492752 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2048 |
The 2025 property tax bill for 401 Thunder Gulch Ct was $4,262, up 5.3% from the year before.
Source: Orange County assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Unified School District | Orange County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $280,595 (+2.7%) | $538,930 (-2.25%) Land $100,000 Building $438,930 | |
| 2025 | $4,262.00 (+5.29%) Homeowner's exemption | $273,218 | $551,330 Land $105,000 Building $446,330 |
| 2024 | $4,048.00 (+7.6%) | ||
| 2023 | $3,762.00 (+4.21%) Homeowner's exemption | $257,784 (+3%) | $498,537 (+19.83%) Land $105,000 Building $393,537 |
| 2022 | $3,610.00 Homeowner's exemption | $250,276 | $416,048 Land $85,000 Building $331,048 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 401 Thunder Gulch Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 10 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 401 Thunder Gulch Ct is moderate, ranking above 42% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · lower than 86% of Florida |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ORLANDO UTILITIES COMMISSION serves 536,466 people · EPA ID FL3480962 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 385 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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