Trumbull County property record for 401 Thomas Ln, Girard, OH 44420
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,272 sqft · built 1970 |
| Lot Size | 0.71 acres (30,906 sqft) |
| Owner | Individual Name on File |
| Last Sale | $130,000 (Jan 2020) |
| Tax Bill | $2,778 (2025) |
| Deeds & Mortgages | Feb 2022 Mortgage Dec 2019 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-624500 |
| Primary APN | 12-624500 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,272 sqft Living Area |
| 1st Floor Area | 2,544 sqft |
| Upper Floors Area | 624 sqft |
| Basement Area | 600 sqft |
| Unfinished Basement | 600 sqft |
| Family Room | Family Room |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Multi-Family |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 30,906 sqft (0.71 acres) |
| Lot Dimensions | 279 ft deep x 110 ft wide |
| Garage Area | 1,648 sqft |
| Parking Spaces | 6 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 296 sqft |
| Shed | 1 Shed |
| Shed Area | 150 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 401 THOMAS LN |
|---|---|
| City | GIRARD |
| State | OH |
| Zip | 44420-1130 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 25C 110.50 X 297.71F REPLAT .7095A BOWSER PLAT #1 THOMAS AVE |
| Legal Subdivision | THE BOWER SUBDIVISION |
| Legal Lot Number | 25C |
| Jurisdiction | TRUMBULL OH |
| Township / Civil Division | LIBERTY |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 932300 |
Source: Trumbull County records · APN 12-624500
Assessment roll updated April 23, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 401 THOMAS LN, GIRARD, OH 44420-1130 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 10, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Dec 02, 2019 | Affidavit of Death, Transfer ATTORNEY ONLY |
| Jan 03, 2020 | Grant Deed, Foreclosure · Conventional with PMI QUICKEN LNS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 03, 2020 · Amount on Record |
| Deed Sale | Jan 03, 2020 · Amount on Record |
| Prior Sale | Jan 01, 1990 |
| Deed Document Number | 2020167 |
| Prior Transfer Date | Oct 25, 2016 |
| Prior Transfer Doc | 0000020417 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TRUMBULL OH |
| Property Address | 401 THOMAS LN, GIRARD, OH 44420-1130 |
| Transaction Type | Mortgage |
| Record Updated | Mar 04, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000002709 |
|---|---|
| Date | Feb 10, 2022 |
| Instrument | 202202100002709 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Mar 01, 2037 |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | TRUMBULL OH |
| Recording Date | Dec 02, 2019 |
| Property Address | 401 THOMAS LN, GIRARD, OH 44420-1130 |
| Document Number | 0000022408 |
| Instrument Date | Nov 21, 2019 |
| Instrument | 22408 |
| Transaction Type | Transfer |
| Record Updated | Dec 19, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 401 THOMAS LN GIRARD OH 444201130, GIRARD, OH 44420-1130 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | TRUMBULL OH |
| Recording Date | Jan 03, 2020 |
| Property Address | 401 THOMAS LN, GIRARD, OH 44420-1130 |
| Document Number | 0000000167 |
| Instrument Date | Nov 01, 2019 |
| Instrument | 167 |
| Transaction Type | Foreclosure |
| Record Updated | Jan 23, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $520.00 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 401 THOMAS LN GIRARD OH 444201130, GIRARD, OH 44420-1130 |
| Document Number | 168 |
|---|---|
| Date | Jan 03, 2020 |
| Instrument | 168 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 02, 2050 |
Source: Trumbull County records · Assessment roll updated April 23, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Trumbull County |
| County Subdivision | Liberty Township |
| Unified School District | Liberty Local School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,778.00 | $51,910 (-) Land $7,980 Building $43,930 | |
| 2024 | $2,778.00 (-0.14%) | $51,910 (-) Land $7,980 Building $43,930 | |
| 2023 | $2,782.00 (+5.34%) | $51,910 (+30.66%) Land $7,980 Building $43,930 | $148,300 (+30.66%) Land $22,800 Building $125,500 |
| 2022 | $2,641.00 | $39,730 Land $7,280 Building $32,450 | |
| 2020 | $113,500 Land $20,800 Building $92,700 |
Source: FEMA National Flood Hazard Layer, Trumbull County (39155C), as of August 26, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Omni Fiber Fiber | 10,000 / 10,000 |
| T-Mobile USA Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 77 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system OH7802403, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | NILES CITY PWS serves 21,961 people |
|---|---|
| Water Source | Purchased surface water from MAHONING VALLEY SANITARY DISTRICT |
| Last State Inspection | Aug 2023 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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