Delaware County property record for 401 Thayer Rd, Swarthmore, PA 19081
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 5,194 sqft · built 1935 |
| Lot Size | 0.493 acres (21,475 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $837,500 (Apr 2010) |
| Tax Bill | $31,406 (2026) |
| Deeds & Mortgages | Feb 2021 Mortgage Dec 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 43-03-268:000 |
| Primary APN | 43-03-268:000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 5,194 sqft Living Area |
| 1st Floor Area | 5,194 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1935 |
|---|---|
| Effective Year Built | Effective 1935 |
| Architectural Style | Victorian |
| Exterior Material | Combination |
| Lot Area | 21,475 sqft (0.493 acres) |
| Lot Depth | 158 ft Depth |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 4303268000 |
|---|---|
| Street Address | 401 THAYER RD |
| City | SWARTHMORE |
| State | PA |
| Zip | 19081-1230 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HSE A137 X 158 X IRR |
| Legal Block | 30 |
| Jurisdiction | DELAWARE PA |
| Township / Civil Division | SWARTHMORE |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 407600 |
Source: Delaware County records, as of May 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 401 THAYER RD, SWARTHMORE, PA 19081-1230 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 18, 2021 | Deed of Trust, Mortgage · Conventional Mortgage SANTANDER BANK NA |
| Dec 8, 2018 | Deed of Trust, Mortgage · Line of Credit SANTANDER BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 22, 2010 · Amount on Record |
| Deed Sale | Apr 22, 2010 · Amount on Record |
| Deed Document Number | 201021116 |
| Deed Book / Page | 4729 / 1591 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELAWARE PA |
| Property Address | 401 THAYER RD, SWARTHMORE, PA 19081-1230 |
| Transaction Type | Mortgage |
| Record Updated | Apr 29, 2021 |
| Title Company | GERMANTOWN TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0066484604 |
|---|---|
| Date | Feb 18, 2021 |
| Book Page | 6648/4604 |
| Instrument | 2021011865 |
| Name | SANTANDER BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jan 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELAWARE PA |
| Property Address | 401 THAYER RD, SWARTHMORE, PA 19081-1230 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | ISGN |
| Name | Verified Name |
|---|
| Document Number | 0062580748 |
|---|---|
| Date | Dec 8, 2018 |
| Book Page | 06258/0748 |
| Instrument | 2018058856 |
| Name | SANTANDER BANK NA |
|---|---|
| Type | Bank |
| Address | READING, PA 19602 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Oct 20, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Delaware County assessment roll, as of May 28, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Delaware County |
| Municipality | Swarthmore Borough |
| Unified School District | Wallingford-Swarthmore School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $31,406.00 (-28.35%) Homeowner's exemption | $804,480 (+1.96%) Land $173,280 Building $631,200 | $804,480 (-) Land $173,280 Building $631,200 |
| 2024 | $789,040 Land $173,280 Building $615,760 | ||
| 2023 | $43,832.00 Homeowner's exemption | ||
| 2021 | $804,480 (+1.96%) | ||
| 2020 | $789,040 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 8 (2007–2020) |
| Claims Outside the SFHA | 7 of 8 |
| Most Recent Claim | Aug 2020 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 94% of Pennsylvania |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AQUA PA MAIN SYSTEM private · serves 822,600 people · EPA ID PA1460073 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Nov 2024 E. coli resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 27 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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