401 Summit Ave, Balaton, MN 56115 Property Records

Lyon County property record for 401 Summit Ave, Balaton, MN 56115 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Detailsbuilt 1918
Lot Size0.38 acres (16,586 sqft)
Owner2 Individual Names on File
Last Sale$110,000 (Jun 2020)
Tax Bill$2,264 (2026)
Deeds & MortgagesFeb 2018 Mortgage
Sep 2023 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN21-108021-0

Property Details

APN / Parcel Number

Primary APN21-108021-0

Exterior

Year BuiltBuilt 1918
Effective Year BuiltEffective 1918
Lot Area16,586 sqft (0.38 acres)

Location & Zoning

Street Address401 SUMMIT AVE
CityBALATON
StateMN
Zip56115-1079
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description4TH RAILWAY ADDITION 01010001 LOTS 1-2 BLK 17
Legal SubdivisionRAILWAY ADD
Legal Block17
Legal Lot Number1-2
JurisdictionLYON MN
Township / Civil DivisionBALATON
Census Block Group4
Census Block4050
Census Tract360600

Owner

Source: Lyon County records · APN 21-108021-0

Assessment roll updated September 2, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address401 SUMMIT AVE, BALATON, MN 56115-1079
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Feb 12, 2018Deed of Trust, Mortgage · Conventional Mortgage
STEARNS LENDING LLC
Sep 25, 2023Deed of Trust, Mortgage · Conventional Mortgage
MINNWEST BANK
Dec 26, 2025Intrafamily Transfer, Transfer · Conventional Mortgage
MINNWEST BANK
Jun 17, 2020Warranty Deed, Transfer
TITLE AND ABSTRACT SERVICES, TITLE & ABSTRACT SERVICES
Dec 01, 2014Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 17, 2020 · Amount on Record
Deed SaleJun 17, 2020 · Amount on Record
Prior SaleDec 01, 2014 · Amount on Record
Deed Document Number20208680
Prior Transfer DateJun 16, 2020
Prior Transfer Doc0000008680
Record UpdatedSep 20, 2026

February 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLYON MN
Property Address401 SUMMIT AVE, BALATON, MN 56115-1079
Transaction TypeMortgage
Record UpdatedJun 30, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number000ER05791
DateFeb 12, 2018
InstrumentER05791
Lender
NameSTEARNS LENDING LLC
TypeFunding / Finance Company
AddressSANTA ANA, CA 92707
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueFeb 01, 2033

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLYON MN
Property Address401 SUMMIT AVE, BALATON, MN 56115-1079
Transaction TypeMortgage
Record UpdatedJun 30, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000227489
DateSep 25, 2023
Instrument227489
Lender
NameMINNWEST BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term60 Months
DueMay 20, 2028

December 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionLYON MN
Recording DateDec 26, 2025
Property Address401 SUMMIT AVE, BALATON, MN 56115-1079
Document Number0000020763
Instrument DateDec 19, 2025
Instrument20763
Transaction TypeTransfer
Record UpdatedJun 30, 2026
Title CompanyBV ABSTRACT AND TITLE, ABSTRACT & TITLE

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address401 SUMMIT AVE, BALATON, MN 56115-1079

Mortgage

Document Number0000020764
DateDec 26, 2025
Instrument20764
Lender
NameMINNWEST BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2056

June 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLYON MN
Recording DateJun 17, 2020
Property Address401 SUMMIT AVE, BALATON, MN 56115-1079
Document Number0000008680
Instrument DateJun 16, 2020
Instrument08680
Transaction TypeTransfer
Record UpdatedJun 30, 2026
Title CompanyTITLE AND ABSTRACT SERVICES, TITLE & ABSTRACT SERVICES

Transaction

AmountAmount Recorded
Tax$363.00
Amount AccuracyCalculated from Transfer Tax

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address401 SUMMIT AVE, BALATON, MN 56115-1079

December 2014: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLYON MN
Recording DateDec 01, 2014
Property Address401 SUMMIT AVE, BALATON, MN 56115-1079
Document Number0000204752
Instrument DateNov 13, 2014
Instrument204752
Transaction TypeTransfer
Record UpdatedJun 30, 2026

Transaction

AmountAmount Recorded
Tax$262.35
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address401 SUMMIT AVE, BALATON, MN 56115-1079

Tax Assessment & Valuation

Source: Lyon County records · Assessment roll updated September 2, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateMinnesota
MunicipalityBalaton City
CountyLyon County
Unified School DistrictTracy Area Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$2,264.00 (+85.27%)
2025$134,300 (+62.39%) Land $5,200 Building $129,100$134,300 (+62.39%) Land $5,200 Building $129,100
2023$1,222.00$82,700 Land $5,200 Building $77,500$82,700 Land $5,200 Building $77,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lyon County (27083C), updated May 23, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 83 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Woodstock Telephone CompanyFiber1,000 / 1,000
VerizonFixed Wireless300 / 20
LTD BroadbandFixed Wireless (licensed-by-rule)150 / 130
Midcontinent CommunicationsFixed Wireless100 / 20
T-Mobile USAFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

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