Lyon County property record for 401 Summit Ave, Balaton, MN 56115 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | built 1918 |
| Lot Size | 0.38 acres (16,586 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $110,000 (Jun 2020) |
| Tax Bill | $2,264 (2026) |
| Deeds & Mortgages | Feb 2018 Mortgage Sep 2023 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-108021-0 |
| Primary APN | 21-108021-0 |
|---|
| Year Built | Built 1918 |
|---|---|
| Effective Year Built | Effective 1918 |
| Lot Area | 16,586 sqft (0.38 acres) |
| Street Address | 401 SUMMIT AVE |
|---|---|
| City | BALATON |
| State | MN |
| Zip | 56115-1079 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 4TH RAILWAY ADDITION 01010001 LOTS 1-2 BLK 17 |
| Legal Subdivision | RAILWAY ADD |
| Legal Block | 17 |
| Legal Lot Number | 1-2 |
| Jurisdiction | LYON MN |
| Township / Civil Division | BALATON |
| Census Block Group | 4 |
| Census Block | 4050 |
| Census Tract | 360600 |
Source: Lyon County records · APN 21-108021-0
Assessment roll updated September 2, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 401 SUMMIT AVE, BALATON, MN 56115-1079 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Feb 12, 2018 | Deed of Trust, Mortgage · Conventional Mortgage STEARNS LENDING LLC |
| Sep 25, 2023 | Deed of Trust, Mortgage · Conventional Mortgage MINNWEST BANK |
| Dec 26, 2025 | Intrafamily Transfer, Transfer · Conventional Mortgage MINNWEST BANK |
| Jun 17, 2020 | Warranty Deed, Transfer TITLE AND ABSTRACT SERVICES, TITLE & ABSTRACT SERVICES |
| Dec 01, 2014 | Warranty Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 17, 2020 · Amount on Record |
| Deed Sale | Jun 17, 2020 · Amount on Record |
| Prior Sale | Dec 01, 2014 · Amount on Record |
| Deed Document Number | 20208680 |
| Prior Transfer Date | Jun 16, 2020 |
| Prior Transfer Doc | 0000008680 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LYON MN |
| Property Address | 401 SUMMIT AVE, BALATON, MN 56115-1079 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2026 |
| Name | Verified Name |
|---|
| Document Number | 000ER05791 |
|---|---|
| Date | Feb 12, 2018 |
| Instrument | ER05791 |
| Name | STEARNS LENDING LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | SANTA ANA, CA 92707 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Feb 01, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LYON MN |
| Property Address | 401 SUMMIT AVE, BALATON, MN 56115-1079 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000227489 |
|---|---|
| Date | Sep 25, 2023 |
| Instrument | 227489 |
| Name | MINNWEST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | May 20, 2028 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LYON MN |
| Recording Date | Dec 26, 2025 |
| Property Address | 401 SUMMIT AVE, BALATON, MN 56115-1079 |
| Document Number | 0000020763 |
| Instrument Date | Dec 19, 2025 |
| Instrument | 20763 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2026 |
| Title Company | BV ABSTRACT AND TITLE, ABSTRACT & TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 401 SUMMIT AVE, BALATON, MN 56115-1079 |
| Document Number | 0000020764 |
|---|---|
| Date | Dec 26, 2025 |
| Instrument | 20764 |
| Name | MINNWEST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LYON MN |
| Recording Date | Jun 17, 2020 |
| Property Address | 401 SUMMIT AVE, BALATON, MN 56115-1079 |
| Document Number | 0000008680 |
| Instrument Date | Jun 16, 2020 |
| Instrument | 08680 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2026 |
| Title Company | TITLE AND ABSTRACT SERVICES, TITLE & ABSTRACT SERVICES |
| Amount | Amount Recorded |
|---|---|
| Tax | $363.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 401 SUMMIT AVE, BALATON, MN 56115-1079 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LYON MN |
| Recording Date | Dec 01, 2014 |
| Property Address | 401 SUMMIT AVE, BALATON, MN 56115-1079 |
| Document Number | 0000204752 |
| Instrument Date | Nov 13, 2014 |
| Instrument | 204752 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $262.35 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 401 SUMMIT AVE, BALATON, MN 56115-1079 |
Source: Lyon County records · Assessment roll updated September 2, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Minnesota |
| Municipality | Balaton City |
| County | Lyon County |
| Unified School District | Tracy Area Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,264.00 (+85.27%) | ||
| 2025 | $134,300 (+62.39%) Land $5,200 Building $129,100 | $134,300 (+62.39%) Land $5,200 Building $129,100 | |
| 2023 | $1,222.00 | $82,700 Land $5,200 Building $77,500 | $82,700 Land $5,200 Building $77,500 |
Source: FEMA National Flood Hazard Layer, Lyon County (27083C), updated May 23, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 83 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Woodstock Telephone Company | Fiber | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| LTD Broadband | Fixed Wireless (licensed-by-rule) | 150 / 130 |
| Midcontinent Communications | Fixed Wireless | 100 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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