Caldwell County property record for 401 Stonecroft Dr SE, Lenoir, NC 28645
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,115 sqft · built 1989 |
| Lot Size | 0.999 acres (43,510 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,626 (2026) |
| Deeds & Mortgages | Nov 2021 Sale & Mortgage Mar 2019 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 09 53 1 1 |
| Primary APN | 09 53 1 1 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 3,115 sqft Heated Area |
| Gross Area | 6,081 sqft |
| 1st Floor Area | 2,401 sqft |
| Upper Floors Area | 714 sqft |
| Attic | Attic |
| Attic Area | 420 sqft |
| Basement Area | 2,130 sqft |
| Unfinished Basement | 2,130 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Brick |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 43,510 sqft (0.999 acres) |
| Lot Dimensions | 190 ft deep x 229 ft wide |
| Porch | Slab |
| Porch Area | 416 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 173231 |
|---|---|
| Street Address | 401 STONECROFT DR SE |
| City | LENOIR |
| State | NC |
| Zip | 28645-4601 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BK 2040 PG 1240 YR 2021 ST 910.00 |
| Legal Subdivision | STONECROFT ESTATES |
| Jurisdiction | CALDWELL NC |
| Township / Civil Division | LOWER CREEK |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 30500 |
Source: Caldwell County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 401 STONECROFT DR SE, LENOIR, NC 28645-4601 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 18, 2021 | Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Mar 25, 2019 | Grant Deed, Transfer NOT AVAILABLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CALDWELL NC |
| Recording Date | Nov 18, 2021 |
| Property Address | 401 STONECROFT DR SE, LENOIR, NC 28645-4601 |
| Document Number | 0020401240 |
| Book / Page | 2040 / 1240 |
| Map Reference | MB 13 PG 64 |
| Instrument Date | Nov 17, 2021 |
| Instrument | 10065404 |
| Transaction Type | Transfer |
| Record Updated | Dec 23, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $910.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 766 RIVER BEND DR, 766, GRANITE FALLS, NC 28630-9386 |
| Name | Verified Name |
|---|---|
| Address | 401 STONECROFT DR SE, LENOIR, NC 28645-4601 |
| Document Number | 0010065405 |
|---|---|
| Date | Nov 18, 2021 |
| Instrument | 10065405 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Dec 1, 2036 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CALDWELL NC |
| Recording Date | Mar 25, 2019 |
| Property Address | 401 STONECROFT DR SE, LENOIR, NC 28645-4601 |
| Document Number | 0010031297 |
| Book / Page | 001959 / 001866 |
| Instrument Date | Mar 12, 2019 |
| Instrument | 10031297 |
| Transaction Type | Transfer |
| Record Updated | Apr 8, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 401 STONECROFT DR SE LENOIR NC 286454601, LENOIR, NC 28645-4601 |
Source: Caldwell County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Caldwell County |
| Municipality | Lenoir City |
| Unified School District | Caldwell County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,626.00 (-6.15%) | $559,000 (-) Land $34,600 Building $524,400 | |
| 2025 | $2,798.00 (+17.71%) | $559,000 (+49.27%) Land $34,600 Building $524,400 | $559,000 (+49.27%) Land $34,600 Building $524,400 |
| 2024 | $2,377.00 (-47.13%) | ||
| 2023 | $374,500 (-) Land $34,600 Building $339,900 | $374,500 (-) Land $34,600 Building $339,900 | |
| 2022 | $4,496.00 | $374,500 Land $34,600 Building $339,900 | $374,500 Land $34,600 Building $339,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LENOIR serves 26,388 people · EPA ID NC0114010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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