Anne Arundel County property record for 401 Stewart Ave, Arnold, MD 21012
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,503 sqft · built 1956 |
| Lot Size | 0.258 acres (11,250 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $550,000 (Feb 2026) |
| Tax Bill | $4,347 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Feb 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-270-24623450 |
| Primary APN | 03-270-24623450 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,503 sqft Living Area |
| 1st Floor Area | 1,139 sqft |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Architectural Style | Split Level |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 11,250 sqft (0.258 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 27024623450 |
|---|---|
| Street Address | 401 STEWART AVE |
| City | ARNOLD |
| State | MD |
| Zip | 21012-1149 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R5 |
| Legal Description | LT 15 BK G FERNBROOK |
| Legal Subdivision | FERNBROOK |
| Legal Block | G |
| Legal Lot Number | 15 |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 5 |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 731105 |
401 Stewart Ave is owned and occupied by two individuals who bought it in February 2026.
Source: Anne Arundel County records, as of September 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 401 STEWART AVE, ARNOLD, MD 21012-1149 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 14, 2025 | Deed of Trust, Mortgage · Commercial Mortgage FREE STATE CAPITAL LLC |
| Feb 25, 2026 | Deed, Transfer · Conventional Mortgage TOWER FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 25, 2026 · Amount on File |
| Deed Sale | Feb 25, 2026 · Amount on File |
| Prior Sale | Oct 18, 2024 · Amount on File |
| Deed Book / Page | 42109 / 448 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 401 STEWART AVE, ARNOLD, MD 21012-1149 |
| Transaction Type | Mortgage |
| Record Updated | Mar 12, 2026 |
| Title Company | LAKESIDE TITLE COMPANY INC, LAKESIDE TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 424 LINCOLN AVE, GLEN BURNIE, MD 21061-3387 |
| Document Number | 0417280381 |
|---|---|
| Date | Oct 14, 2025 |
| Book Page | 41728/381 |
| Name | FREE STATE CAPITAL LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | PERRYVILLE, MD 21903 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Feb 25, 2026 |
| Property Address | 401 STEWART AVE, ARNOLD, MD 21012-1149 |
| Document Number | 0421090448 |
| Book / Page | 42109 / 448 |
| Map Reference | MB 29 PG 31 PL 1467 |
| Instrument Date | Feb 18, 2026 |
| Transaction Type | Transfer |
| Record Updated | Mar 12, 2026 |
| Title Company | CARTER TITLE LLC, CHARTER TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,375.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 401 STEWART AVE, ARNOLD, MD 21012-1149 |
| Document Number | 0042109455 |
|---|---|
| Date | Feb 25, 2026 |
| Instrument | 42109/455 |
| Name | TOWER FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2056 |
The 2025 property tax bill for 401 Stewart Ave was $4,347.
Source: Anne Arundel County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $350,167 (+3.68%) | $362,600 (-) Land $238,400 Building $124,200 | |
| 2025 | $4,347.00 | $337,733 | $362,600 Land $238,400 Building $124,200 |
| 2023 | $1,751.00 Homeowner's exemption | $319,100 | $325,300 Land $238,400 Building $86,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 401 Stewart Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 31 individual policies |
| Nearby Flood Policies | 65 units insured incl. 34 condo units |
| Nearby Flood Claims | 31 (1979–2024) |
| Claims Outside the SFHA | 5 of 31 |
| Most Recent Claim | Jan 2024 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 401 Stewart Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GLEN BURNIE-BROADNECK serves 290,606 people · EPA ID MD0020017 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2016–2018) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 421 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| Believe Broadband Fixed Wireless | 500 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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