401 Stephens Dr, Bakersfield, CA 93304 Property Records

Kern County property record for 401 Stephens Dr, Bakersfield, CA 93304

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,254 sqft · built 1957
Lot Size	0.28 acres (12,174 sqft)
Owner	Individual Name on File
Last Sale	$146,000 (Jun 2017)
Tax Bill	$2,841 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Jun 2017 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`147-032-14-00-4`

Property Details

APN / Parcel Number

Primary APN	`147-032-14-00-4`
Alternative APNs	`147-032-14-8` `1470321400` `14703214`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,254 sqft Living Area
Gross Area	2,091 sqft
1st Floor Area	1,254 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Construction Type	Frame
Lot Area	12,174 sqft (0.28 acres)
Garage Type	Detached
Garage Area	680 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	62 sqft
Patio Area	77 sqft

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Account Number	147032148
Street Address	401 STEPHENS DR
City	BAKERSFIELD
State	CA
Zip	93304-3343
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	SECTION 1 , TOWNSHIP 30 , RANGE 27 , QUARTER
Legal Block	2
Legal Lot Number	1
Jurisdiction	KERN CA
Township / Civil Division	BAKERSFIELD
Census Block Group	2
Census Block	2006
Census Tract	2702

Owner

Source: Kern County assessment roll, as of July 21, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	401 STEPHENS DR, BAKERSFIELD, CA 93304-3343
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage CORNERSTONE HOME LENDING INC
Jun 1, 2017	Quit Claim Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO
Jun 1, 2017	Grant Deed, Transfer · FHA Mortgage NEW AMERICAN FUNDING

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 1, 2017 · Amount on Record
Deed Sale	Jun 1, 2017 · Amount on Record
Prior Sale	Sep 6, 2012 · Amount on Record
Deed Document Number	201770251
Prior Transfer Date	May 19, 2017
Prior Transfer Doc	0000070252
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERN CA
Property Address	401 STEPHENS DR, BAKERSFIELD, CA 93304-3343
Transaction Type	Mortgage
Record Updated	Jul 20, 2022
Title Company	CALATLANTIC TITLE COMPANY/MD, CAL ATLANTIC TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 STEPHENS DR, BAKERSFIELD, CA 93304-3343

Mortgage

Document Number	0000034705
Date	Feb 24, 2021
Instrument	221034705

Lender

Name	CORNERSTONE HOME LENDING INC
Type	Mortgage Company
Address	HOUSTON, TX 77027

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KERN CA
Recording Date	Jun 1, 2017
Property Address	401 STEPHENS DR, BAKERSFIELD, CA 93304-3343
Document Number	0000070252
Instrument Date	May 19, 2017
Instrument	70252
Transaction Type	Transfer
Record Updated	Jun 8, 2017
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	401 STEPHENS DR BAKERSFIELD CA 933043343, BAKERSFIELD, CA 93304-3343

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KERN CA
Recording Date	Jun 1, 2017
Property Address	401 STEPHENS DR, BAKERSFIELD, CA 93304-3343
Document Number	0000070251
Instrument Date	May 2, 2017
Instrument	0217070251
Transaction Type	Transfer
Record Updated	Jul 20, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 STEPHENS DR, BAKERSFIELD, CA 93304-3343

Mortgage

Document Number	0000070253
Date	Jun 1, 2017
Instrument	0217070253

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

Source: Kern County assessment roll, as of July 21, 2025

Property Jurisdictions

Type	Name
State	California
County	Kern County
Elementary School District	Bakersfield City School District (KG - 08)
Secondary School District	Kern High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$2,841.00 (+1.94%)	$169,438 (+4.04%) Land $40,617 Building $128,821
2024	$2,787.00 (+2.73%)
2023	$2,713.00 (+3.59%)	$162,861 Land $39,041 Building $123,820
2022	$2,619.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CWS - BAKERSFIELD private · serves 268,129 people · EPA ID CA1510003
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 530 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Applied Technology Group Fixed Wireless	500 / 500
UnWired Broadband Holding Fixed Wireless	400 / 50
T-Mobile USA Fixed Wireless	100 / 20

May also be available: California Internet, Verizon.

Nearby Properties on Stephens Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures