401 State St, Helena, MT 59601 Property Records

Lewis And Clark County property record for 401 State St, Helena, MT 59601

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,152 sqft · built 1974
Lot Size0.624 acres (27,181 sqft)
Owner2 Individual Names on File
Last Sale$274,000 (Dec 2006)
Tax Bill$4,309 (2025)
Deeds & MortgagesJun 2018 Mortgage
May 2022 Transfer
Flood ZoneZone X (minimal risk)
APNR057797

Property Details

APN / Parcel Number

Primary APNR057797
Alternative APNs
  • 05-1888-31-2-12-07-0000
  • 0000005768

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area2,152 sqft Living Area
1st Floor Area2,152 sqft
Basement Area400 sqft
Finished Basement400 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1990
Architectural StyleSplit Level
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area27,181 sqft (0.624 acres)
TerrainAbove Road/Slope
Deck Area40 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number0000005768
Street Address401 STATE ST
CityHELENA
StateMT
Zip59601-5790
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code1
Legal DescriptionHELENA TOWNSITE 1869, S31, T10 N, R03 W, BLOCK 11, LOT 8A, COS 3398583
Legal Range03W
Legal Township10N
Legal Section31
Legal SubdivisionHELENA TOWNSITE 1869
Legal Block11
Legal Lot Number8A
JurisdictionLEWIS AND CLARK MT
Township / Civil DivisionHELENA
Census Block Group1
Census Block1017
Census Tract800

Owner

Source: Lewis And Clark County records · APN R057797

Assessment roll updated September 15, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address401 STATE ST, HELENA, MT 59601-5790
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 20, 2018Deed of Trust, Mortgage · Commercial Mortgage
OPPORTUNITY BANK OF MT
May 23, 2022Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 29, 2006 · Amount on Record
Deed SaleDec 29, 2006 · Amount on Record
Deed Document Number20063120517
Deed Book / Page35 / 7641
Last Transfer DateApr 12, 2024
Transfer Doc0003432127
Record UpdatedSep 20, 2026

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLEWIS AND CLARK MT
Property Address401 STATE ST, HELENA, MT 59601-5790
Transaction TypeMortgage
Record UpdatedJun 10, 2022
Title CompanyFIRST MONTANA TITLE, FIRST MONTANA LAND TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00M54/3258
DateJun 20, 2018
Book PageM54/3258
Instrument3323038
Lender
NameOPPORTUNITY BANK OF MT
TypeBank
AddressHELENA, MT 59604
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionLEWIS AND CLARK MT
Recording DateMay 23, 2022
Property Address401 STATE ST, HELENA, MT 59601-5790
Document Number000M61/582
Book / PageM61 / 582
Instrument DateMar 29, 2022
Instrument3398584
Transaction TypeTransfer
Record UpdatedJun 10, 2022

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address401 STATE ST, HELENA, MT 59601-5790

Tax Assessment & Valuation

Source: Lewis And Clark County records · Assessment roll updated September 15, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateMontana
CountyLewis And Clark County
MunicipalityHelena City
Elementary School DistrictHelena Elementary School District (PK - 08)
Secondary School DistrictHelena High School District (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,309.00 (-39.41%)$688,800 (+5.55%)$688,800 (+5.55%) Land $369,040 Building $319,760
2023$7,112.00$652,600$652,600 Land $376,420 Building $276,180

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of April 7, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Wildfire

Wildfire RiskLow
lower than 62% of the US · lower than 85% of Montana
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026

Historic DistrictWithin the Helena South-Central Historic District
listed 1986 · 170 contributing resources · NRIS 86002274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: Lumen Technologies, Montana Internet, T-Mobile USA.

Based on FCC filings for 506 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemHELENA WATER SYSTEM
serves 32,091 people
Water SourceSurface water
Last State InspectionOct 2024
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Jan 2023
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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