401 St Georges Cir, Eagle Lake, FL 33839 Property Records

Polk County property record for 401 St Georges Cir, Eagle Lake, FL 33839

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,305 sqft · built 2019
Lot Size	0.133 acres (5,772 sqft)
Owner	Individual Name on Record
Last Sale	$164,000 (Jan 2019)
Tax Bill	$3,696 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Jan 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`26-29-06-675202-000230`

Property Details

APN / Parcel Number

Primary APN	`26-29-06-675202-000230`
Alternative APNs	`062926675202000230` `62926000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,305 sqft Living Area
Gross Area	1,705 sqft
1st Floor Area	1,305 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Other
Lot Area	5,772 sqft (0.133 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	400 sqft
Porch	Unfinished Open Porch
Porch Area	30 sqft

Location & Zoning

Street Address	401 ST GEORGES CIR
City	EAGLE LAKE
State	FL
Zip	33839-5204
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NORMANDY HEIGHTS II A PB 165 PG 31-32 LOT 23
Legal Range	26E
Legal Township	29S
Legal Section	06
Legal Subdivision	NORMANDY HEIGHTS II A
Legal Block	1
Legal Lot Number	23
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	1
Census Block	1041
Census Tract	14701

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6883 BUSHNELL DR, LAKELAND, FL 33813-3738
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 18, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MTG
Jan 16, 2019	Grant Deed, Subdivision Related Transfer INNOVATIVE TITLE COMPANY LLC, INNOVATIVE TITLE CO LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 16, 2019 · Amount on Record
Deed Sale	Jan 16, 2019 · Amount on Record
Prior Sale	Sep 14, 2018 · Amount on Record
Deed Document Number	20199980
Deed Book / Page	10725 / 323
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	401 ST GEORGES CIR, EAGLE LAKE, FL 33839-5204
Document Number	0115551556
Instrument Date	Jan 18, 2021
Transaction Type	Mortgage
Record Updated	Feb 16, 2021
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	320 ST GEORGES CIR EAGLE LAKE FL 338395201, EAGLE LAKE, FL 33839-5201

Mortgage

Document Number	0115551556
Date	Jan 28, 2021
Book Page	011555/001556
Instrument	22089

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	336 Months
Due	Jan 27, 2049

January 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	POLK FL
Recording Date	Jan 16, 2019
Property Address	401 ST GEORGES CIR, EAGLE LAKE, FL 33839-5204
Document Number	0107250323
Book / Page	010725 / 000323
Instrument Date	Jan 11, 2019
Instrument	9980
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 31, 2019
Title Company	INNOVATIVE TITLE COMPANY LLC, INNOVATIVE TITLE CO LLC

Transaction

Amount	Amount Recorded
Tax	$1,148.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	401 ST GEORGES CIR EAGLE LAKE FL 338395204, EAGLE LAKE, FL 33839-5204

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Winter Haven City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$191,731 (-1.32%) Land $44,000 Building $147,731	$191,731 (-1.32%) Land $44,000 Building $147,731
2025	$3,696.00 (+1.54%)	$194,299 (-7.51%) Land $44,000 Building $150,299	$194,299 (-7.51%) Land $44,000 Building $150,299
2023	$3,640.00 (+7.31%)	$210,072 (+5.01%) Land $42,000 Building $168,072	$210,072 (+5.01%) Land $42,000 Building $168,072
2022	$3,392.00	$200,057 Land $35,000 Building $165,057	$200,057 Land $35,000 Building $165,057

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 21 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	21 in force
Nearby Flood Claims	13 (1994–2022)
Claims Outside the SFHA	7 of 13
Most Recent Claim	Oct 2022 · Hurricane Ian
Claims by Event	Hurricane Frances, Sep 2004 · 2 claims Severe Storms, High Winds, Tornadoes, And Flooding, Mar 1998 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992
Water Source	Groundwater
Last State Inspection	Dec 2021
Lead	7 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 363 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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