401 Spring St, Tahlequah, OK 74464 Property Records

Cherokee County property record for 401 Spring St, Tahlequah, OK 74464

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 750 sqft · built 1940
Lot Size	0.191 acres (8,336 sqft)
Owner	Individual Name on File
Last Sale	$19,500 (Jun 2018)
Tax Bill	$2,157 (2025)
Deeds & Mortgages	Jul 2026 Sale Dec 2021 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`19154`

Property Details

APN / Parcel Number

Primary APN	`19154`
Alternative APN	`3005-00-005-005-0-000-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	750 sqft Living Area
1st Floor Area	750 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	8,336 sqft (0.191 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	126 sqft

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating System	Space Heater

Location & Zoning

Account Number	19154
Street Address	401 SPRING ST
City	TAHLEQUAH
State	OK
Zip	74464-2631
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACADEMY LTS 5 & 6 BLK 5
Legal Range	22E
Legal Township	17N
Legal Section	28
Legal Subdivision	ACADEMY
Legal Block	5
Legal Lot Number	5,6
Jurisdiction	CHEROKEE OK
Township / Civil Division	TAHLEQUAH
Census Block Group	1
Census Block	1004
Census Tract	978000

Owner

401 Spring St is owned by an individual who acquired it in July 2026.

Source: Cherokee County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	1101 S MUSKOGEE AVE, 411, TAHLEQUAH, OK 74465-2817
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2026	Warranty Deed, Transfer FIDELITY NATIONAL TITLE
Dec 28, 2021	Deed of Trust, Mortgage FIRST INTERNATIONAL BANK & TRUST
Jan 21, 2022	Warranty Deed, Transfer · Line of Credit FIRST INTERNATIONAL BANK & TRUST
Sep 13, 2018	Deed of Trust, Mortgage · Line of Credit FIRST STATE BANK
Jun 19, 2018	Warranty Deed, Transfer
Jun 19, 2018	Warranty Deed, Transfer
Jun 19, 2018	Warranty Deed, Transfer
Jun 19, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 19, 2018 · Amount on File
Deed Sale	Jun 19, 2018 · Amount on File
Deed Document Number	20184503
Deed Book / Page	1212 / 947
Last Transfer Date	Jul 9, 2026
Transfer Doc	0000005106
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE OK
Recording Date	Jul 14, 2026
Property Address	401 SPRING ST, TAHLEQUAH, OK 74464-2631
Document Number	0000005106
Book / Page	1487 / 47
Instrument Date	Jul 9, 2026
Instrument	20265106
Transaction Type	Transfer
Record Updated	Aug 31, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE OK
Property Address	401 SPRING ST, TAHLEQUAH, OK 74464-2631
Transaction Type	Mortgage
Record Updated	Jan 30, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2671 122ND AVE NW, WATFORD CITY, ND 58854

Mortgage

Document Number	001335/922
Date	Dec 28, 2021
Book Page	1335/922
Instrument	I-2021-011571

Lender

Name	FIRST INTERNATIONAL BANK & TRUST
Type	Bank
Address	WATFORD CITY, ND 58854

Agreement

Amount	Amount on Record
Term	120 Months
Due	Dec 10, 2031

Interest

Rate Type	Adjustable Rate

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE OK
Recording Date	Jan 21, 2022
Property Address	401 SPRING ST, TAHLEQUAH, OK 74464-2631
Document Number	001338/176
Book / Page	1338 / 176
Instrument Date	Dec 10, 2021
Instrument	I-2022-000518
Transaction Type	Transfer
Record Updated	Feb 15, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$315.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	PO BOX 918, WATFORD CITY, ND 58854-0918

Mortgage

Document Number	001338/177
Date	Jan 21, 2022
Book Page	1338/177
Instrument	I-2022-000519

Lender

Name	FIRST INTERNATIONAL BANK & TRUST
Type	Bank
Address	WATFORD CITY, ND 58854

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	119 Months
Due	Dec 10, 2031

Interest

Rate Type	Adjustable Rate

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE OK
Property Address	401 SPRING ST, TAHLEQUAH, OK 74464-2631
Transaction Type	Mortgage
Record Updated	Oct 10, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1219/0800
Date	Sep 13, 2018
Book Page	1219/0800
Instrument	2018-006551

Lender

Name	FIRST STATE BANK
Type	Bank
Address	TAHLEQUAH, OK 74465

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	189 Months
Due	Jun 15, 2034

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE OK
Recording Date	Jun 19, 2018
Property Address	401 SPRING ST, TAHLEQUAH, OK 74464-2631
Document Number	01212/0947
Book / Page	1212 / 0947
Instrument Date	Jun 18, 2018
Instrument	2018-004503
Transaction Type	Transfer
Record Updated	Mar 4, 2022

Transaction

Amount	Amount on Record
Tax	$29.25
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	27246 E 818 RD, WELLING, OK 74471-2314

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE OK
Recording Date	Jun 19, 2018
Property Address	401 SPRING ST, TAHLEQUAH, OK 74464-2631
Document Number	01212/0949
Book / Page	1212 / 0949
Instrument Date	Jun 18, 2018
Instrument	2018-004505
Transaction Type	Transfer
Record Updated	Mar 4, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE OK
Recording Date	Jun 19, 2018
Property Address	401 SPRING ST, TAHLEQUAH, OK 74464-2631
Document Number	01212/0948
Book / Page	1212 / 0948
Instrument Date	Jun 18, 2018
Instrument	2018-004504
Transaction Type	Transfer
Record Updated	Mar 4, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE OK
Recording Date	Jun 19, 2018
Property Address	401 SPRING ST, TAHLEQUAH, OK 74464-2631
Document Number	01212/0950
Book / Page	1212 / 0950
Instrument Date	Jun 18, 2018
Instrument	2018-004506
Transaction Type	Transfer
Record Updated	Mar 4, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Tax Assessment & Valuation

The 2025 property tax bill for 401 Spring St was $2,157.

Source: Cherokee County assessment roll, as of February 20, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Cherokee County
Municipality	Tahlequah City
Unified School District	Tahlequah Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$23,100 (-) Land $669 Building $22,431	$210,000 (-) Land $6,085 Building $203,915
2025	$2,157.00	$23,100 (-) Land $669 Building $22,431	$210,000 (-) Land $6,085 Building $203,915
2024	$2,157.00 (-0.55%)	$23,100 (-) Land $669 Building $22,431	$210,000 (-) Land $6,085 Building $203,915
2023	$2,169.00 (+937.8%)	$23,100 (+925.3%) Land $899 Building $22,201	$210,000 (-) Land $8,169 Building $201,831
2022	$209.00	$2,253 Land $899 Building $1,354	$210,000 Land $8,169 Building $201,831

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 401 Spring St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 3, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (1986–2007)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Jul 2007

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 401 Spring St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 96% of Oklahoma
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TAHLEQUAH PWA serves 14,458 people · EPA ID OK1021701
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2022 Treatment failure not recorded as resolved · Oct 2019 Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 369 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Longview Cable Television Company Cable	1,000 / 50
Cox Communications Fiber	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Lake Region Technology & Communications.

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