Santa Cruz County property record for 401 Spring St, Santa Cruz, CA 95060
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,504 sqft · built 1959 |
| Lot Size | 0.237 acres (10,324 sqft) |
| Owner | 2 Trust Names on File |
| Tax Bill | $8,877 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 001-022-11 |
| Primary APN | 001-022-11 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 2,504 sqft Living Area |
| Gross Area | 3,004 sqft |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 10,324 sqft (0.237 acres) |
| Garage Type | Attached |
| Garage Area | 500 sqft |
| Parking Spaces | 2 Parking Spaces |
| Sewer | Municipal |
|---|---|
| Water Source | Commercial |
| Street Address | 401 SPRING ST |
|---|---|
| City | SANTA CRUZ |
| State | CA |
| Zip | 95060-2025 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | SANTA CRUZ |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 100300 |
401 Spring St is owner-occupied and held in a trust since June 2015.
Source: Santa Cruz County records, as of August 19, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 407 CLIFF ST, SANTA CRUZ, CA 95060-5009 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jun 16, 2015 |
| Transfer Doc | 0000023993 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 401 Spring St was $8,877 with a homeowner's exemption.
Source: Santa Cruz County assessment roll, as of August 19, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Municipality | Santa Cruz City |
| Elementary School District | Santa Cruz City Elementary School District (KG - 05) |
| Secondary School District | Santa Cruz City High School District (6-12) (06 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $783,074 (+2%) Land $382,832 Building $400,242 | ||
| 2025 | $8,877.00 Homeowner's exemption | $767,720 Land $375,326 Building $392,394 | |
| 2023 | $8,126.00 (+1.18%) Homeowner's exemption | $737,908 Land $360,750 Building $377,158 | $1,899,000 |
| 2022 | $8,031.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 401 Spring St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (1982) |
| Most Recent Claim | Jan 1982 · Severe Storms, Flood, Mudslides & High Tide |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 401 Spring St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SANTA CRUZ WATER DEPARTMENT serves 94,626 people · EPA ID CA4410010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 323 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
May also be available: AT&T, Cruzio, GeoLinks, Verizon.
5G (outdoors only) and 4G LTE
Search by:
By searching, you agree to: Terms • Privacy • Disclosures