401 Spring St, Richfield, NC 28137 Property Records

Stanly County property record for 401 Spring St, Richfield, NC 28137

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,544 sqft · built 1998
Lot Size	0.44 acres (19,166 sqft)
Owner	Individual Name on Record
Last Sale	$90,000 (Apr 2016)
Tax Bill	$881 (2026)
Deeds & Mortgages	Aug 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`663303013170`

Property Details

APN / Parcel Number

Primary APN	`663303013170`
Alternative APNs	`1544194` `1513541` `30462`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,544 sqft Finished Area
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Mobile Home
Exterior Material	Wood Siding
Foundation Type	Masonry
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	19,166 sqft (0.44 acres)
Lot Dimensions	200 ft deep x 100 ft wide
Porch	Porch
Porch Area	384 sqft
Deck Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	1544194
Street Address	401 SPRING ST
City	RICHFIELD
State	NC
Zip	28137-9706
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	R-20
Legal Description	M/H 401 SPRING ST CARDINAL ESTATES LOT 20 663303002
Legal Subdivision	CARDINAL ESTATES SUB
Legal Lot Number	20
Jurisdiction	STANLY NC
Township / Civil Division	HARRIS
Census Block Group	2
Census Block	2005
Census Tract	930101

Owner

Source: Stanly County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	401 SPRING ST, RICHFIELD, NC 28137-9706
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 15, 2016 · Amount on Record
Deed Sale	Apr 15, 2016 · Amount on Record
Prior Sale	Nov 24, 2015 · Amount on Record
Deed Document Number	2016380276
Deed Book / Page	1560 / 168
Prior Transfer Date	Nov 19, 2015
Prior Transfer Doc	0000377025
Record Updated	Oct 29, 2026

August 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	STANLY NC
Recording Date	Aug 7, 2023
Property Address	401 SPRING ST, RICHFIELD, NC 28137-9706
Document Number	0000460352
Book / Page	1828 / 646
Map Reference	MB 6 PG 56
Instrument Date	Jul 24, 2023
Instrument	460352
Transaction Type	Transfer
Record Updated	Oct 20, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 SPRING ST, RICHFIELD, NC 28137-9706

Mortgage

Document Number	0000460353
Date	Aug 7, 2023
Instrument	460353

Lender

Name	UWHARRIE MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 4, 2053

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Stanly County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Stanly County
Municipality	Richfield Town
Unified School District	Stanly County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$881.00 (+47.82%)	$106,208 (+60.15%) Land $26,640 Building $79,568	$106,208 (+60.15%) Land $26,640 Building $79,568
2023	$596.00	$66,319 Land $16,650 Building $49,669	$66,319 Land $16,650 Building $49,669

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 30, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PFEIFFER-N STANLY WATER ASSOC private · serves 4,513 people · EPA ID NC0184025
Water Source	Purchased surface water from CITY OF ALBEMARLE
Last State Inspection	Oct 2025
Lead	3 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Spring St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures