401 Spring Meadow Ln, Harlingen, TX 78550 Property Records

Cameron County property record for 401 Spring Meadow Ln, Harlingen, TX 78550

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,031 sqft · built 2004
Lot Size	0.265 acres (11,524 sqft)
Owner	2 Individual Names on Record
Last Sale	$228,000 (May 2019)
Tax Bill	$5,672 (2025)
Deeds & Mortgages	Aug 2023 Line of Credit Mar 2024 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`973794-0020-013000`

Property Details

APN / Parcel Number

Primary APN	`973794-0020-013000`
Alternative APN	`203737`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,031 sqft Living Area
Gross Area	3,031 sqft
1st Floor Area	2,031 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Brick Veneer
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	11,524 sqft (0.265 acres)
Garage Type	Attached
Garage Area	600 sqft
Driveway	Concrete Driveway
Driveway Area	2,784 sqft
Parking Spaces	4 Parking Spaces
Pool Area	442 sqft
Porch	Slab
Porch Area	276 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	401 SPRING MEADOW LN
City	HARLINGEN
State	TX
Zip	78550-3893
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-C
Legal Description	SPRINGFIELD ESTATES NO. 1 LOT 13 BLK 2 (CAB 1 SLOT 2131-A CCMR)
Legal Subdivision	SPRINGFIELD ESTATES NO 1
Legal Block	2
Legal Lot Number	13
Jurisdiction	CAMERON TX
Township / Civil Division	HARLINGEN-SAN BENITO
Census Block Group	2
Census Block	2023
Census Tract	10604

Owner

Source: Cameron County records, as of August 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	401 SPRING MEADOW LN, HARLINGEN, TX 78550-3893
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2023	Deed of Trust, Mortgage · Line of Credit ELEMENTS FINANCIAL FCU
Mar 26, 2024	Affidavit of Death of Joint Tenant, Transfer
May 28, 2019	Vendor's Lien, Transfer · Conventional Mortgage AMCAP MORTGAGE LTD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 28, 2019 · Amount on Record
Deed Sale	May 28, 2019 · Amount on Record
Prior Sale	Nov 10, 2016 · Amount on Record
Deed Document Number	201919882
Deed Book / Page	24244 / 204
Prior Transfer Date	May 21, 2019
Prior Transfer Doc	024244/204
Record Updated	Sep 20, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMERON TX
Property Address	401 SPRING MEADOW LN, HARLINGEN, TX 78550-3893
Transaction Type	Mortgage
Record Updated	Apr 16, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 SPRING MEADOW LN, HARLINGEN, TX 78550-3893

Mortgage

Document Number	0202331997
Date	Aug 31, 2023
Instrument	2023-31997

Lender

Name	ELEMENTS FINANCIAL FCU
Type	Credit Union
Address	INDIANAPOLIS, IN 46202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Aug 15, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2024: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	CAMERON TX
Recording Date	Mar 26, 2024
Property Address	401 SPRING MEADOW LN, HARLINGEN, TX 78550-3893
Document Number	0202410647
Map Reference	VOL 2 PG 22
Instrument Date	Mar 22, 2024
Instrument	2024-10647
Transaction Type	Transfer
Record Updated	Apr 16, 2024

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 SPRING MEADOW LN, HARLINGEN, TX 78550-3893

May 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	CAMERON TX
Recording Date	May 28, 2019
Property Address	401 SPRING MEADOW LN, HARLINGEN, TX 78550-3893
Document Number	024244/204
Book / Page	24244 / 204
Map Reference	CAB 1 PG 2131A
Instrument Date	May 21, 2019
Instrument	2019-00019882
Transaction Type	Transfer
Record Updated	Apr 16, 2024
Title Company	SAN JACINTO TITLE SERVICES-HOLLY, SAN JACINTO TTL SVCS HARLING

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 851882, MESQUITE, TX 75185-1882

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 SPRING MEADOW LN, HARLINGEN, TX 78550-3893

Mortgage

Document Number	201900019883
Date	May 28, 2019
Instrument	2019-00019883

Lender

Name	AMCAP MORTGAGE LTD
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

Source: Cameron County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Cameron County
Municipality	Harlingen City
Unified School District	Harlingen Consolidated Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$329,026 (-1.71%) Land $74,327 Building $254,699	$329,026 (-3.69%) Land $74,327 Building $254,699
2025	$5,672.00 (+1.25%) Homeowner's exemption	$334,740 (+4.45%) Land $74,327 Building $267,305	$341,632 (+6.6%) Land $74,327 Building $267,305
2023	$5,602.00 Homeowner's exemption Additional exemption filed	$320,476 Land $52,432 Building $268,044	$320,476 Land $52,432 Building $268,044
2022	$5,602.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 18, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 27 policies
Nearby Flood Policies	27 in force
Nearby Flood Claims	3 (2025)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Mar 2025 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2025 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARLINGEN WATER WORKS SYSTEM serves 85,900 people · EPA ID TX0310002
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 552 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
VTX Communications Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
RGV Communications Fixed Wireless	100 / 100

May also be available: T-Mobile.

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