401 Spinnaker Way, Williamsburg, VA 23185 Property Records

York County property record for 401 Spinnaker Way, Williamsburg, VA 23185

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,268 sqft · built 2005
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on File
Last Sale	$465,000 (Jul 2022)
Tax Bill	$3,756 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Mar 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`F15D-3728-1853`

Property Details

APN / Parcel Number

Primary APN	`F15D-3728-1853`
Alternative APNs	`120015097` `10023383`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,268 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Vinyl
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,019 sqft (0.23 acres)
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	37 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	10023383
Street Address	401 SPINNAKER WAY
City	WILLIAMSBURG
State	VA
Zip	23185-5293
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MEDIUM DEN
Legal Description	CREEKSIDE LANDING SEC 3 LOT 252
Legal Subdivision	CREEKSIDE LANDING
Legal Lot Number	252
Jurisdiction	YORK VA
Township / Civil Division	1
Census Block Group	1
Census Block	1019
Census Tract	51100

Owner

401 Spinnaker Way is owned and occupied by an individual who bought it in July 2022.

Source: York County records, as of October 16, 2026

Owner of Record	Individual Name on File
Mailing Address	401 SPINNAKER WAY, WILLIAMSBURG, VA 23185-5293
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage CHESAPEAKE BANK
Mar 1, 2021	Warranty Deed, Transfer · FHA Mortgage ATLANTIC BAY MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 6, 2022 · Amount on File
Deed Sale	Jul 6, 2022 · Amount on File
Prior Sale	Mar 1, 2021 · Amount on File
Deed Document Number	202211775
Record Updated	Oct 29, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YORK VA
Recording Date	Jul 6, 2022
Property Address	401 SPINNAKER WAY, WILLIAMSBURG, VA 23185-5293
Document Number	0000011775
Instrument Date	Jun 30, 2022
Instrument	220011775
Transaction Type	Transfer
Record Updated	Jul 27, 2022
Title Company	LYTLE TITLE AND ESCROW LLC, LYTLE TITLE & ESCROW

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 SPINNAKER WAY, WILLIAMSBURG, VA 23185-5293

Mortgage

Document Number	0000011776
Date	Jul 6, 2022
Instrument	220011776

Lender

Name	CHESAPEAKE BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	358 Months
Due	May 1, 2052

Interest

Rate Type	Fixed Rate

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YORK VA
Recording Date	Mar 1, 2021
Property Address	401 SPINNAKER WAY, WILLIAMSBURG, VA 23185-5293
Document Number	0000004054
Instrument Date	Feb 15, 2021
Instrument	210004054
Transaction Type	Transfer
Record Updated	Aug 13, 2021
Title Company	CLOSING EDGE TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 SPINNAKER WAY, WILLIAMSBURG, VA 23185-5293

Mortgage

Document Number	0000004055
Date	Mar 1, 2021
Instrument	210004055

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	321 Months
Due	Dec 1, 2047

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 401 Spinnaker Way was $3,756.

Source: York County assessment roll, as of October 16, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	York County
Unified School District	York County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$481,600 Land $130,000 Building $351,600
2025	$3,756.00		$481,600 Land $130,000 Building $351,600
2023	$2,874.00	$373,300 Land $100,000 Building $273,300	$373,300 Land $100,000 Building $273,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 401 Spinnaker Way in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective October 26, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2003)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2003 · Hurricane Isabel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 401 Spinnaker Way is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NEWPORT NEWS serves 407,300 people · EPA ID VA3700500
Water Source	Surface water
Last State Inspection	Sep 2021
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30

May also be available: Glo Fiber, Verizon.

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