401 Spaulding Ave, Ripon, WI 54971 Property Records

Fond Du Lac County property record for 401 Spaulding Ave, Ripon, WI 54971 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2 Baths
Year BuiltBuilt 1908
Square Footage1,642 sqft Living Area
Lot Size19,515 sqft (0.448 acres)
GarageDetached, 400 sqft
Last Sale$40,000 (2019)
Tax Bill$2,093.00 (2025)

Property Details

APN / Parcel Number

Primary APNRIP-16-14-21-02-200-04

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area1,642 sqft Living Area
1st Floor994 sqft 1st Floor
2nd Floor648 sqft 2nd Floor
Basement Area914 sqft Basement
Game RoomGame Room
Stories1 Stories

Exterior

Year BuiltBuilt 1908
Effective Year BuiltEffective 1908
Exterior MaterialWood Exterior
Roof MaterialComposition Shingle Roof
Lot Area19,515 sqft (0.448 acres)
Depth X Width14.8 ft x 13.2 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeDetached Garage
Garage Area400 sqft Garage
Deck Area42 sqft Deck
Lean-To98 sqft Lean-To

Utilities and HVAC

Cooling SystemNone Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelGas Heating Fuel
SewageSewage Connected
Water SourceCommercial Water Source

Location & Zoning

Street Address401 SPAULDING AVE
CityRIPON
StateWI
Zip54971-1127
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionS21 T16N R14E NEWTON'S RESURVEY PT OF LOT 20 OF W 1/2 NE 1/4 A PARCEL OF LAND 132' N & S X 148 1/2' E & W IN THE SW COR OF
Legal Range14E
Legal Township16N
Legal Section21
Legal SubdivisionNEWTONS RESURVEY
Legal Lot Number20
JurisdictionFOND DU LAC WI
Minor Civil DivisionRIPON
Census Blockgroup1
Census Block1027
Census Tract41500

Owner

Source: Fond Du Lac County records · APN RIP-16-14-21-02-200-04

Assessment roll updated March 26, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing AddressN5780 NELSON RD, FOND DU LAC, WI 54937-8303
Owner TypeOwner is a Company
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Jan 21, 2026Deed of Trust, Mortgage · Commercial Mortgage
VERVE A CU
Aug 12, 2025Deed of Trust, Mortgage · Commercial Mortgage
VERVE A CU
Jan 14, 2020Deed of Trust, Mortgage · Building or Construction Mortgage
COMPEER FINANCIAL FLCA
Feb 03, 2020Deed of Trust, Mortgage · Line of Credit
BANK OF OAKFIELD
Feb 16, 2022Deed of Trust, Mortgage · Line of Credit
VERVE A CU
Feb 03, 2022Deed of Trust, Mortgage · Line of Credit
VERVE A CU
Dec 30, 2019Re-recorded Document · Stand Alone First Mortgage
BANK OF OAKFIELD
Dec 16, 2019Warranty Deed, Transfer · Stand Alone First Mortgage
BANK OF OAKFIELD
Mar 16, 2018Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 16, 2019 · Amount on Record
Deed SaleDec 16, 2019 · Amount on Record
Prior SaleMar 06, 2013 · Amount on Record
Deed Doc Number20191123101
Prior Transfer DateMar 09, 2018
Prior Transfer Doc0001096559
Record RefreshedJun 08, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFOND DU LAC WI
Property Address401 SPAULDING AVE, RIPON, WI 54971-1127
Transaction TypeMortgage
Record UpdatedFeb 18, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001218712
DateJan 21, 2026
Instrument1218712
Lender
NameVERVE A CU
TypeCredit Union
AddressOSHKOSH, WI 54904
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

August 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFOND DU LAC WI
Property Address401 SPAULDING AVE, RIPON, WI 54971-1127
Transaction TypeMortgage
Record UpdatedSep 25, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001212219
DateAug 12, 2025
Instrument1212219
Lender
NameVERVE A CU
TypeCredit Union
AddressOSHKOSH, WI 54904
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFOND DU LAC WI
Property Address401 SPAULDING AVE, RIPON, WI 54971-1127
Transaction TypeMortgage
Record UpdatedSep 08, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001124234
DateJan 14, 2020
Instrument1124234
Lender
NameCOMPEER FINANCIAL FLCA
TypeFunding / Finance Company
AddressSUN PRAIRIE, WI 53590
Agreement
TypeBuilding or Construction Mortgage
AmountAmount Recorded
Term372 Months
DueJan 01, 2051
Interest
Rate TypeFixed Rate
Rate4.5%
Type Change DateFeb 01, 2021
Change FrequencyAnnually
Min Rate At Change1%
Max Rate At Change10.5%
Index1-Year LIBOR
Max Rate10.5%

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFOND DU LAC WI
Property Address401 SPAULDING AVE, RIPON, WI 54971-1127
Transaction TypeMortgage
Record UpdatedSep 08, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001125058
DateFeb 03, 2020
Instrument1125058
Lender
NameBANK OF OAKFIELD
TypeBank
AddressOAKFIELD, WI 53065
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFOND DU LAC WI
Property Address401 SPAULDING AVE, RIPON, WI 54971-1127
Transaction TypeMortgage
Record UpdatedSep 08, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001166421
DateFeb 16, 2022
Instrument1166421
Lender
NameVERVE A CU
TypeCredit Union
AddressOSHKOSH, WI 54904
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFOND DU LAC WI
Property Address401 SPAULDING AVE, RIPON, WI 54971-1127
Transaction TypeMortgage
Record UpdatedSep 08, 2022
Title CompanyKNIGHT BARRY TITLE SVCS LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001165897
DateFeb 03, 2022
Instrument1165897
Lender
NameVERVE A CU
TypeCredit Union
AddressOSHKOSH, WI 54904
Agreement
TypeLine of Credit
AmountAmount Recorded

December 2019: Re-recorded Document

Document TypeRe-recorded Document
JurisdictionFOND DU LAC WI
Recording DateDec 30, 2019
Property Address401 SPAULDING AVE, RIPON, WI 54971-1127
Document Number0001123597
Instrument DateDec 30, 2019
Instrument1123597
Record UpdatedSep 08, 2022
Title CompanySCHMITT TITLE LLC

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressN5780 NELSON RD, FOND DU LAC, WI 54937-8303

Mortgage

Document Number0001123599
DateDec 30, 2019
Instrument1123599
Lender
NameBANK OF OAKFIELD
TypeBank
AddressOAKFIELD, WI 53065
Agreement
TypeStand Alone First Mortgage
AmountAmount Recorded

December 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFOND DU LAC WI
Recording DateDec 16, 2019
Property Address401 SPAULDING AVE, RIPON, WI 54971-1127
Document Number0001123101
Instrument DateDec 09, 2019
Instrument1123101
Transaction TypeTransfer
Record UpdatedSep 08, 2022

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$120.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001123102
DateDec 16, 2019
Instrument1123102
Lender
NameBANK OF OAKFIELD
TypeBank
Agreement
TypeStand Alone First Mortgage
AmountAmount Recorded

March 2018: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionFOND DU LAC WI
Recording DateMar 16, 2018
Property Address401 SPAULDING AVE, RIPON, WI 54971-1127
Document Number0001096559
Instrument DateMar 09, 2018
Instrument1096559
Transaction TypeTransfer
Record UpdatedSep 08, 2022

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Tax Assessment & Valuation

Source: Fond Du Lac County records · Assessment roll updated March 26, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateWisconsin
CountyFond Du Lac County
MunicipalityRipon City
Unified School DistrictRipon Area School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,093.00 (+8.9%)$87,500 (-) Land $26,000 Building $61,500$134,955 (+31.28%) Land $40,101 Building $94,854
2023$1,922.00$87,500 Land $26,000 Building $61,500$102,796 Land $30,545 Building $72,251

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