401 Southerby Dr, Garner, NC 27529 Property Records

Wake County property record for 401 Southerby Dr, Garner, NC 27529

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,160 sqft · built 1998
Lot Size	0.21 acres (9,148 sqft)
Owner	2 Individual Names on File
Last Sale	$280,000 (Jul 2022)
Tax Bill	$3,329 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Jan 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1710.11-66-1434-000`

Property Details

APN / Parcel Number

Primary APN	`1710.11-66-1434-000`
Alternative APNs	`1710.11-66-1434 0236404` `1710661434` `023640401` `0236404`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,160 sqft Living Area
1st Floor Area	1,160 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Roof Type	Gable
Lot Area	9,148 sqft (0.21 acres)
Porch	Screened Porch
Porch Area	390 sqft
Deck Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	0236404
Street Address	401 SOUTHERBY DR
City	GARNER
State	NC
Zip	27529-4976
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Description	LO24 SOUTHVIEW SUB PH1 BM1996-01349
Legal Subdivision	SOUTHVIEW SUB PH1
Legal Phase	1
Legal Lot Number	24
Jurisdiction	WAKE NC
Township / Civil Division	ST. MARYS
Census Block Group	1
Census Block	1012
Census Tract	52812

Owner

401 Southerby Dr is owned and occupied by two individuals who bought it in July 2022.

Source: Wake County records, as of September 9, 2025

Owner of Record	2 Individual Names on File
Mailing Address	401 SOUTHERBY DR, GARNER, NC 27529-4976
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2022	Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jan 30, 2018	Reverse Mortgage, Mortgage · FHA Mortgage ONE REVERSE MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 14, 2022 · Amount on File
Deed Sale	Jul 14, 2022 · Amount on File
Prior Sale	Jan 30, 2018
Deed Book / Page	19088 / 1703
Prior Transfer Date	Jan 26, 2018
Prior Transfer Doc	170321648
Record Updated	Jun 8, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAKE NC
Recording Date	Jul 14, 2022
Property Address	401 SOUTHERBY DR, GARNER, NC 27529-4976
Document Number	19088/1703
Book / Page	19088 / 1703
Map Reference	MB 1996 PG 1349
Instrument Date	Jul 14, 2022
Transaction Type	Transfer
Record Updated	Jul 25, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$560.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	401 SOUTHERBY DR, 401, GARNER, NC 27529-4976

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	401 SOUTHERBY DR, GARNER, NC 27529-4976

Mortgage

Document Number	0190881705
Date	Jul 14, 2022
Instrument	19088/1705

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

January 2018: Reverse Mortgage, Mortgage

Document Type	Reverse Mortgage
Jurisdiction	WAKE NC
Recording Date	Jan 30, 2018
Property Address	401 SOUTHERBY DR, GARNER, NC 27529-4976
Document Number	170321648
Book / Page	017032 / 001648
Instrument Date	Jan 26, 2018
Transaction Type	Mortgage
Record Updated	Feb 13, 2018
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 SOUTHERBY DR GARNER NC 275294976, GARNER, NC 27529-4976

Mortgage

Document Number	170321650
Date	Jan 30, 2018
Book Page	017032/001650

Lender

Name	ONE REVERSE MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92121

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	1008 Months

Interest

Rate Type	Adjustable Rate
Rate	4.22%

Mortgage

Document Number	170321664,
Date	Jan 30, 2018
Book Page	017032/001664

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	1008 Months

Interest

Rate Type	Adjustable Rate
Rate	4.22%

Tax Assessment & Valuation

The 2025 property tax bill for 401 Southerby Dr was $3,329.

Source: Wake County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Wake County
Municipality	Garner Town
Unified School District	Wake County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,329.00	$319,133 Land $120,000 Building $199,133	$319,133 Land $120,000 Building $199,133
2023	$2,471.00	$190,956 Land $58,000 Building $132,956	$190,956 Land $58,000 Building $132,956

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 401 Southerby Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2016 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 401 Southerby Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RALEIGH serves 650,000 people · EPA ID NC0392010
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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