401 Smith Ct, Petaluma, CA 94952 Property Records

Sonoma County property record for 401 Smith Ct, Petaluma, CA 94952

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,960 sqft · built 1976
Lot Size	0.182 acres (7,931 sqft)
Owner	2 Company Names on Record
Last Sale	$900,000 (Jun 2025)
Tax Bill	$8,585 (2025)
Deeds & Mortgages	Apr 2023 Line of Credit Dec 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`019-430-055-000`

Property Details

APN / Parcel Number

Primary APN	`019-430-055-000`
Alternative APN	`019-430-055`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,960 sqft Living Area
1st Floor Area	1,960 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Custom Design
Exterior Material	Wood Siding
Construction Type	Wood
Roof Material	Tile
Lot Area	7,931 sqft (0.182 acres)
Garage Area	420 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Old Parcel Number	019-430-055
Street Address	401 SMITH CT
City	PETALUMA
State	CA
Zip	94952-4721
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITYPE
Legal Subdivision	WESTRIDGE UNIT 2
Legal Block	3
Legal Lot Number	55
Jurisdiction	SONOMA CA
Township / Civil Division	PETALUMA
Census Block Group	3
Census Block	3001
Census Tract	150702

Owner

Source: Sonoma County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	4125 WOODWORTH RD, SEBASTOPOL, CA 95472-6346
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2023	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Dec 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Jun 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Nov 26, 2018	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Jan 5, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 24, 2025 · Amount on Record
Deed Sale	Jun 24, 2025 · Amount on Record
Prior Sale	Sep 25, 2003 · Amount on Record
Deed Document Number	202528888
Record Updated	Oct 29, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	401 SMITH CT, PETALUMA, CA 94952-4721
Transaction Type	Mortgage
Record Updated	May 30, 2023
Title Company	WFG LENDER SERVICES, WFG LENDER SERVICES RESWARE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 SMITH CT, PETALUMA, CA 94952-4721

Mortgage

Document Number	0000016583
Date	Apr 19, 2023
Instrument	2023016583

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	FORT WORTH, TX 76155

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	401 SMITH CT, PETALUMA, CA 94952-4721
Transaction Type	Mortgage
Record Updated	Dec 29, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 SMITH CT, PETALUMA, CA 94952-4721

Mortgage

Document Number	0000133702
Date	Dec 8, 2021
Instrument	2021133702

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jan 1, 2042

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	401 SMITH CT, PETALUMA, CA 94952-4721
Document Number	0000044310
Instrument Date	Jun 2, 2020
Transaction Type	Mortgage
Record Updated	Jun 25, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	401 SMITH CT PETALUMA CA 949524721, PETALUMA, CA 94952-4721

Mortgage

Document Number	0000044310
Date	Jun 8, 2020
Instrument	44310

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jun 7, 2040

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	401 SMITH CT, PETALUMA, CA 94952-4721
Document Number	0000082238
Instrument Date	Nov 26, 2018
Transaction Type	Mortgage
Record Updated	Dec 18, 2018
Title Company	BNT TITLE COMPANY/CA, BNT TITLE CO/CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	401 SMITH CT PETALUMA CA 949524721, PETALUMA, CA 94952-4721

Mortgage

Document Number	0000082238
Date	Nov 30, 2018
Instrument	82238

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 29, 2048

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	401 SMITH CT, PETALUMA, CA 94952-4721
Document Number	0000003694
Instrument Date	Jan 5, 2017
Transaction Type	Mortgage
Record Updated	Aug 15, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 SMITH CT PETALUMA CA 949524721, PETALUMA, CA 94952-4721

Mortgage

Document Number	0000003694
Date	Jan 17, 2017
Instrument	3694

Lender

Name	BANK OF AMERICA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Sonoma County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	California
County	Sonoma County
Municipality	Petaluma City
Elementary School District	Petaluma City Elementary School District (KG - 06)
Secondary School District	Petaluma Joint Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$918,000 (+22.99%) Land $367,200 Building $550,800
2025	$8,585.00 (+9.81%) Homeowner's exemption	$746,423 (+4.04%) Land $469,183 Building $277,240
2023	$7,818.00 (+0.89%) Homeowner's exemption	$717,440 Land $450,965 Building $266,475
2022	$7,749.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective February 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1983–2010)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jan 2010 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 68% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PETALUMA serves 61,427 people · EPA ID CA4910006
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 379 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Sonic Telecom, T-Mobile.

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