401 Skyview Dr, Middlebury, IN 46540 Property Records

Elkhart County property record for 401 Skyview Dr, Middlebury, IN 46540

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,880 sqft · built 1984
Lot Size	1.27 acres (55,670 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,368 (2024)
Deeds & Mortgages	Jun 2023 Line of Credit Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`20-08-10-354-005.000-035`

Property Details

APN / Parcel Number

Primary APN	`20-08-10-354-005.000-035`
Alternative APN	`0810354005035`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	17 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,880 sqft Living Area
1st Floor Area	1,530 sqft
2nd Floor Area	1,350 sqft
Basement Area	1,518 sqft
Finished Basement	1,350 sqft
Family Room	Family Room
Flooring	Subfloor
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Material	Asphalt
Lot Area	55,670 sqft (1.27 acres)
Lot Dimensions	202 ft deep x 229 ft wide
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	648 sqft
Porch	Porch
Porch Area	246 sqft
Patio Area	320 sqft
Shed	1 Shed
Shed Area	36 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0810354005035
Old Parcel Number	0810354005035
Street Address	401 SKYVIEW DR
City	MIDDLEBURY
State	IN
Zip	46540-9567
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZO01
Legal Description	HIGHLAND HILLS SD SEC 1 LOTS 1 & 2
Legal Subdivision	HIGHLAND HILLS
Legal Block	354
Legal Lot Number	1,2 2
Jurisdiction	ELKHART IN
Township / Civil Division	MIDDLEBURY
Census Block Group	3
Census Block	3036
Census Tract	804

Owner

401 Skyview Dr is owned and occupied by two individuals who acquired it in July 2019.

Source: Elkhart County records, as of March 5, 2026

Owner of Record	2 Individual Names on File
Mailing Address	401 SKYVIEW DR, MIDDLEBURY, IN 46540-9567
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2023	Deed of Trust, Mortgage · Line of Credit LENDAGE LLC
Dec 7, 2020	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC
Jul 3, 2019	Warranty Deed, Transfer · VA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 3, 2019
Deed Sale	Jul 3, 2019
Prior Sale	Jun 23, 2015
Deed Document Number	0000013114
Record Updated	Jun 8, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELKHART IN
Property Address	401 SKYVIEW DR, MIDDLEBURY, IN 46540-9567
Transaction Type	Mortgage
Record Updated	Jun 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 SKYVIEW DR, MIDDLEBURY, IN 46540-9567

Mortgage

Document Number	0000008560
Date	Jun 1, 2023
Instrument	2023-08560

Lender

Name	LENDAGE LLC
Type	Mortgage Company
Address	OMAHA, NE 68164

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	121 Months
Due	Jul 1, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELKHART IN
Property Address	401 SKYVIEW DR, MIDDLEBURY, IN 46540-9567
Transaction Type	Mortgage
Record Updated	Aug 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009208
Date	Dec 7, 2020
Instrument	2020-29208

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	358 Months
Due	Oct 1, 2050

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ELKHART IN
Recording Date	Jul 3, 2019
Property Address	401 SKYVIEW DR, MIDDLEBURY, IN 46540-9567
Document Number	0000013114
Instrument Date	Jun 25, 2019
Instrument	13114
Transaction Type	Transfer
Record Updated	Aug 13, 2019
Title Company	NEAR NORTH TITLE GROUP

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	401 SKYVIEW DR MIDDLEBURY IN 465409567, MIDDLEBURY, IN 46540-9567

Mortgage

Document Number	13115
Date	Jul 3, 2019
Instrument	13115

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 2, 2049

Tax Assessment & Valuation

Source: Elkhart County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Elkhart County
County Subdivision	Middlebury Township
Municipality	Middlebury Town
Unified School District	Middlebury Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$495,900 (+14.21%) Land $42,400 Building $453,500	$495,900 (+14.21%) Land $42,400 Building $453,500
2024	$4,368.00	$434,200 (+11.68%) Land $42,400 Building $391,800	$434,200 (+11.68%) Land $42,400 Building $391,800
2023		$388,800 (+11.31%) Land $42,400 Building $346,400	$388,800 (+11.31%) Land $42,400 Building $346,400
2022	$3,717.00 Homeowner's exemption	$349,300 Land $42,400 Building $306,900	$349,300 Land $42,400 Building $306,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 401 Skyview Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 401 Skyview Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDDLEBURY WATER DEPARTMENT serves 3,420 people · EPA ID IN5220014
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier, Mercury Fiber, New Paris Telephone Company.

Nearby Properties on Skyview Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures