Craven County property record for 401 Simmons St, New Bern, NC 28560
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,501 sqft · built 1953 |
| Lot Size | 0.263 acres (11,436 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $217,000 (Jan 2023) |
| Tax Bill | $2,763 (2026) |
| Deeds & Mortgages | Dec 2023 Mortgage Jan 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 8-036-097 |
| Primary APN | 8-036-097 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,501 sqft Living Area |
| 1st Floor Area | 1,501 sqft |
| Interior Walls | Finished/Painted |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1953 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Foundation Type | Masonry |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 11,436 sqft (0.263 acres) |
| Garage Type | Attached |
| Pool Area | 462 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 116996 |
|---|---|
| Street Address | 401 SIMMONS ST |
| City | NEW BERN |
| State | NC |
| Zip | 28560-5341 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NR10 |
| Legal Description | 401 SIMMONS S 1/2 LOTS 10 & 11 BLK J TRENT PARK |
| Legal Subdivision | TRENT PARK |
| Legal Block | J |
| Legal Lot Number | 10-11 |
| Jurisdiction | CRAVEN NC |
| Township / Civil Division | 8 |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 960700 |
Source: Craven County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 401 SIMMONS ST, NEW BERN, NC 28560-5341 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 20, 2023 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Jan 4, 2023 | Warranty Deed, Transfer · FHA Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 4, 2023 · Amount on Record |
| Deed Sale | Jan 4, 2023 · Amount on Record |
| Prior Sale | Mar 29, 2011 · Amount on Record |
| Deed Document Number | 202310107562 |
| Deed Book / Page | 3751 / 1696 |
| Prior Transfer Date | Mar 24, 2011 |
| Prior Transfer Doc | 2989/0481 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CRAVEN NC |
| Property Address | 401 SIMMONS ST, NEW BERN, NC 28560-5341 |
| Transaction Type | Mortgage |
| Record Updated | Jan 9, 2024 |
| Name | Verified Name |
|---|---|
| Address | 401 SIMMONS ST, NEW BERN, NC 28560-5341 |
| Document Number | 03784/1681 |
|---|---|
| Date | Dec 20, 2023 |
| Book Page | 3784/1681 |
| Instrument | 10120844 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 350 Months |
| Due | Feb 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CRAVEN NC |
| Recording Date | Jan 4, 2023 |
| Property Address | 401 SIMMONS ST, NEW BERN, NC 28560-5341 |
| Document Number | 03751/1696 |
| Book / Page | 3751 / 1696 |
| Map Reference | MB 1 PG 206 |
| Instrument Date | Nov 9, 2022 |
| Instrument | 10107562 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $434.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 401 SIMMONS ST, NEW BERN, NC 28560-5341 |
| Document Number | 0037511699 |
|---|---|
| Date | Jan 4, 2023 |
| Instrument | 3751/1699 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2053 |
Source: Craven County assessment roll, as of October 20, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Craven County |
| Municipality | New Bern City |
| Unified School District | Craven County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,763.00 (+26.4%) | $253,240 (-) Land $28,000 Building $225,240 | $253,240 (-) Land $28,000 Building $225,240 |
| 2025 | $2,186.00 (+1.77%) | $253,240 (-) Land $28,000 Building $225,240 | $253,240 (-) Land $28,000 Building $225,240 |
| 2023 | $2,148.00 (+21.15%) | $253,240 (+54.02%) Land $28,000 Building $225,240 | $253,240 (+54.02%) Land $28,000 Building $225,240 |
| 2022 | $1,773.00 | $164,420 Land $22,500 Building $141,920 | |
| 2018 | $164,420 Land $22,500 Building $141,920 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 19 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 19 in force |
| Nearby Flood Claims | 9 (1983–2012) |
| Claims Outside the SFHA | 4 of 9 |
| Most Recent Claim | May 2012 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF NEW BERN serves 37,884 people · EPA ID NC0425010 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Brightspeed Fiber | 2,000 / 2,000 |
| Optimum Cable | 940 / 35 |
| AT&T Fixed Wireless | 100 / 20 |
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