401 Silver Maple Ct, Fenton, MO 63026 Property Records

Jefferson County property record for 401 Silver Maple Ct, Fenton, MO 63026

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 888 sqft · built 1995
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Individual Names on File
Last Sale	$175,000 (Apr 2003)
Tax Bill	$2,669 (2025)
Deeds & Mortgages	Mar 2024 Line of Credit May 2017 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`022.003.01002035`

Property Details

APN / Parcel Number

Primary APN	`022.003.01002035`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	888 sqft Living Area
Gross Area	1,200 sqft
1st Floor Area	30 sqft
Basement Area	108 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Bi-Level
Construction Type	Frame
Lot Area	10,454 sqft (0.24 acres)
Garage Type	Attached
Garage Area	312 sqft
Porch	Enclosed Frame Porch
Porch Area	299 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	401 SILVER MAPLE CT
City	FENTON
State	MO
Zip	63026-4734
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R09
Legal Description	SILVER MAPLE VIEW LOT 29
Legal Range	5E
Legal Township	43N
Legal Section	03
Legal Subdivision	SILVER MAPLE VIEW
Legal Block	1
Legal Lot Number	29
Jurisdiction	JEFFERSON MO
Township / Civil Division	ROCK
Census Block Group	1
Census Block	1000
Census Tract	700208

Owner

401 Silver Maple Ct is owned and occupied by two individuals who bought it in April 2003.

Source: Jefferson County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	401 SILVER MAPLE CT, FENTON, MO 63026-4734
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2024	Deed of Trust, Mortgage · Line of Credit VANTAGE CU
May 12, 2017	Deed of Trust, Mortgage · Line of Credit FIRST COMMUNITY CU OF BELOIT
Feb 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK
Oct 17, 2022	Deed of Trust, Mortgage · Line of Credit REGIONS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 30, 2003 · Amount on File
Deed Sale	Apr 30, 2003 · Amount on File
Prior Sale	Jan 23, 2002 · Amount on File
Deed Document Number	200331383
Record Updated	Oct 29, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	401 SILVER MAPLE CT, FENTON, MO 63026-4734
Transaction Type	Mortgage
Record Updated	Mar 19, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 SILVER MAPLE CT, FENTON, MO 63026-4734

Mortgage

Document Number	0000004918
Date	Mar 4, 2024
Instrument	2024R-004918

Lender

Name	VANTAGE CU
Type	Credit Union
Address	SAINT CHARLES, MO 63304

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	299 Months
Due	Feb 26, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	401 SILVER MAPLE CT, FENTON, MO 63026-4734
Transaction Type	Mortgage
Record Updated	Nov 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014336
Date	May 12, 2017
Instrument	2017R-014336

Lender

Name	FIRST COMMUNITY CU OF BELOIT
Type	Credit Union
Address	CHESTERFIELD, MO 63005

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	May 2, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	401 SILVER MAPLE CT, FENTON, MO 63026-4734
Transaction Type	Mortgage
Record Updated	Nov 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005698
Date	Feb 5, 2021
Instrument	2021R-005698

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	314 Months
Due	Apr 23, 2047

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	401 SILVER MAPLE CT, FENTON, MO 63026-4734
Transaction Type	Mortgage
Record Updated	Nov 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 SILVER MAPLE CT, FENTON, MO 63026-4734

Mortgage

Document Number	0000033726
Date	Oct 17, 2022
Instrument	2022R-033726

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 2, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 401 Silver Maple Ct was $2,669.

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Unified School District	Fox C-6 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$37,700 (-) Land $5,900 Building $31,800	$198,700 Land $31,100 Building $167,600
2025	$2,669.00	$37,700 Land $5,900 Building $31,800
2024			$198,700 (+20.57%) Land $31,100 Building $167,600
2023	$2,297.00	$31,300 Land $4,800 Building $26,500	$164,800 Land $25,300 Building $139,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 401 Silver Maple Ct in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1982–2008)
Most Recent Claim	Sep 2008 · Severe Storms, Flooding, And A Tornado

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 401 Silver Maple Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON COUNTY PWSD 3 serves 17,000 people · EPA ID MO6024294
Water Source	Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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