401 Silver Hill, Pearl, MS 39208 Property Records

Rankin County property record for 401 Silver Hill, Pearl, MS 39208

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,843 sqft · built 2013
Lot Size	0.255 acres (11,146 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,724 (2025)
Deeds & Mortgages	Oct 2022 Refinance
Flood Zone	Zone X (minimal risk)
APN	`E07L000026 00010`

Property Details

APN / Parcel Number

Primary APN	`E07L000026 00010`
Alternative APN	`73256`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Half Baths	2 Half Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,843 sqft Adjusted Area
1st Floor Area	1,483 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Shingle
Lot Area	11,146 sqft (0.255 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	73256
Street Address	401 SILVER HL
City	PEARL
State	MS
Zip	39208-5082
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 SILVER RIDGE PART 1 DB 2006 PG 08163 0040706 DB 2006 PG 14562 0062306 DB 2006 PG 25000 0101206 DB 2006 PG 26920 0110606
Legal Range	02E
Legal Township	05N
Legal Section	29
Legal Subdivision	SILVER RIDGE, PT 1
Legal Lot Number	1
Jurisdiction	RANKIN MS
Township / Civil Division	5
Census Block Group	2
Census Block	2025
Census Tract	20602

Owner

401 Silver Hill is owned and occupied by two individuals.

Source: Rankin County records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	401 SILVER HL, PEARL, MS 39208-5082
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RANKIN MS
Property Address	401 SILVER HL, PEARL, MS 39208-5082
Transaction Type	Mortgage
Record Updated	Nov 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000105987
Date	Oct 20, 2022
Book Page	3022/105987

Lender

Name	CADENCE BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	121 Months
Due	Nov 1, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 401 Silver Hill was $1,724 with a homeowner's exemption.

Source: Rankin County assessment roll, as of March 2, 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	Rankin County
Municipality	Pearl City
Unified School District	Pearl Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,724.00 Homeowner's exemption	$15,884
2024	$1,724.00		$158,840 Land $27,000 Building $131,840
2023		$14,889
2021			$148,890 Land $27,000 Building $121,890
2019	$1,404.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 401 Silver Hill in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 15, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 401 Silver Hill is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 90% of Mississippi
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PEARL serves 27,115 people · EPA ID MS0610017
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
C Spire Wireless Fixed Wireless	100 / 20