401 Silver Ave, Richmond, CA 94801 Property Records

Contra Costa County property record for 401 Silver Ave, Richmond, CA 94801

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 922 sqft · built 1943
Lot Size	0.057 acres (2,500 sqft)
Owner	Individual Name on File
Last Sale	$541,500 (May 2026)
Tax Bill	$5,922 (2025)
Deeds & Mortgages	May 2026 Transfer May 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`409-161-011-5`

Property Details

APN / Parcel Number

Primary APN	`409-161-011-5`
Alternative APN	`409-161-011`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	922 sqft Living Area
1st Floor Area	922 sqft

Exterior

Year Built	Built 1943
Effective Year Built	Effective 1943
Lot Area	2,500 sqft (0.057 acres)

Location & Zoning

Street Address	401 SILVER AVE
City	RICHMOND
State	CA
Zip	94801-1649
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	P1
Legal Description	NR LAND & FERRY #1 LOT 24 BLK 14
Legal Subdivision	NORTH RICHMOND LAND & FERRY CO
Legal Tract	1
Legal Block	14
Legal Lot Number	24
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	WEST CONTRA COSTA
Census Block Group	3
Census Block	3030
Census Tract	365002

Owner

Source: Contra Costa County assessment roll, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	401 SILVER AVE, RICHMOND, CA 94801-1649
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 14, 2026	Quit Claim Deed, Transfer OLD REPUBLIC TITLE
May 14, 2026	Grant Deed, Transfer · FHA Mortgage EVERETT FINANCIAL INC
Jun 24, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 14, 2026 · Amount on Record
Deed Sale	May 14, 2026 · Amount on Record
Prior Sale	May 23, 2003 · Amount on Record
Deed Document Number	202650750
Prior Transfer Date	Sep 10, 2014
Prior Transfer Doc	0000157116
Record Updated	Sep 20, 2026

May 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	May 14, 2026
Property Address	401 SILVER AVE, RICHMOND, CA 94801-1649
Document Number	0000050749
Instrument Date	May 11, 2026
Instrument	202650749
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	9 CHERRYWOOD CT, SAN PABLO, CA 94806-3767

May 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	May 14, 2026
Property Address	401 SILVER AVE, RICHMOND, CA 94801-1649
Document Number	0000050750
Instrument Date	May 11, 2026
Instrument	2026.50750
Transaction Type	Transfer
Record Updated	May 22, 2026
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$60,160.65
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	401 SILVER AVE, RICHMOND, CA 94801-1649

Mortgage

Document Number	0000050751,
Date	May 14, 2026
Instrument	2026..50751

Lender

Name	EVERETT FINANCIAL INC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.46%
Max Rate	-1%

Mortgage

Document Number	0000050752,
Date	May 14, 2026
Instrument	2026.50752

Lender

Name	EVERETT FINANCIAL INC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	30 Months
Due	Jul 12, 2056

Interest

Rate	6.46%
Max Rate	-1%

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Jun 24, 2021
Property Address	401 SILVER AVE, RICHMOND, CA 94801-1649
Document Number	0000181493
Map Reference	MB 3 PG 59
Instrument Date	Jun 16, 2021
Instrument	2021-181493
Transaction Type	Transfer
Record Updated	Nov 3, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	401 SILVER AVE, RICHMOND, CA 94801-1649

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Unified School District	West Contra Costa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$376,687 (+2%) Land $280,675 Building $96,012
2025	$5,922.00 (+4.67%)	$369,302 (+4.04%) Land $275,172 Building $94,130
2023	$5,658.00 (+1.53%)	$354,964 Land $264,488 Building $90,476
2022	$5,573.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	12 (1982–1998)
Claims Outside the SFHA	3 of 12
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding
Claims by Event	Severe Storms & Flooding, Feb 1986 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 692 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25

May also be available: Etheric Networks, T-Mobile, Verizon.

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