401 Sheldon Ter, Grand Haven, MI 49417 Property Records

Ottawa County property record for 401 Sheldon Ter, Grand Haven, MI 49417

Property Summary

Property Type	Single Family Home
Details	6 bd · 3.5 ba · 2,860 sqft · built 1920
Lot Size	0.221 acres (9,627 sqft)
Owner	Individual Name on Record
Last Sale	$335,000 (Dec 2019)
Tax Bill	$9,098 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Jul 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`70-03-20-485-010`

Property Details

APN / Parcel Number

Primary APN	`70-03-20-485-010`

Interior

Bedrooms	6 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	2,860 sqft Living Area
1st Floor Area	1,552 sqft
Basement Area	1,488 sqft
Unfinished Basement	1,488 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Lot Area	9,627 sqft (0.221 acres)
Lot Width	91 ft Width

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	401 SHELDON TER
City	GRAND HAVEN
State	MI
Zip	49417-1862
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6 & E 25 FT LOT 5 BLK 21 AKELEY'S ADD
Legal Range	16W
Legal Township	8N
Legal Section	20
Legal Subdivision	AKELEYS ADD
Legal Block	21
Legal Lot Number	5-6
Jurisdiction	OTTAWA MI
Township / Civil Division	GRAND HAVEN
Census Block Group	2
Census Block	2004
Census Tract	21000

Owner

Source: Ottawa County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	401 SHELDON TER, GRAND HAVEN, MI 49417-1862
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2020	Deed of Trust, Mortgage · VA Mortgage THE FEDERAL SAVINGS BANK
Jul 27, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Dec 26, 2019	Warranty Deed, Transfer · VA Mortgage USAA FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 26, 2019 · Amount on Record
Deed Sale	Dec 26, 2019 · Amount on Record
Prior Sale	Jan 28, 2016 · Amount on Record
Deed Document Number	201948518
Prior Transfer Date	Jan 6, 2016
Prior Transfer Doc	20160003538
Record Updated	Sep 20, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	401 SHELDON TER, GRAND HAVEN, MI 49417-1862
Transaction Type	Mortgage
Record Updated	Aug 19, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20200045240
Date	Oct 15, 2020
Instrument	2020-0045240

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank
Address	CHICAGO, IL 60607

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	401 SHELDON TER, GRAND HAVEN, MI 49417-1862
Transaction Type	Mortgage
Record Updated	Aug 19, 2021
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 SHELDON TER, GRAND HAVEN, MI 49417-1862

Mortgage

Document Number	20210038293
Date	Jul 27, 2021
Instrument	2021-0038293

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA MI
Recording Date	Dec 26, 2019
Property Address	401 SHELDON TER, GRAND HAVEN, MI 49417-1862
Document Number	20190048518
Map Reference	LB 1 PG 58
Instrument Date	Dec 12, 2019
Instrument	2019-0048518
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	PREMIER LAKESHORE TITLE AGENCY, PREMIER LAKESHORE TTL AGCY L

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,881.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	401 SHELDON TER, 401, GRAND HAVEN, MI 49417-1862

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 SHELDON TER, GRAND HAVEN, MI 49417-1862

Mortgage

Document Number	20190048520
Date	Dec 26, 2019
Instrument	2019-0048520

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

Source: Ottawa County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ottawa County
Municipality	Grand Haven City
Unified School District	Grand Haven Area Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$351,000 (+2.24%)	$702,000 (+2.24%)
2025	$9,098.00 (+6.52%) Homeowner's exemption	$343,300 (+28.67%)	$686,600 (+28.67%)
2023		$266,800	$533,600
2022	$8,541.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRAND HAVEN serves 10,412 people · EPA ID MI0002750
Water Source	Purchased surface water from NORTHWEST OTTAWA CO WATER SYST
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 523 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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