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401 Seattle St, Shelby, NC 28152 Property Records

Cleveland County property record for 401 Seattle St, Shelby, NC 28152

Property Summary

Property TypeDuplex
Details1,536 sqft · built 1990
Lot Size0.689 acres (30,013 sqft)
OwnerCompany Name on Record
Last Sale$409,000 (Oct 2023)
Tax Bill$1,761 (2026)
Deeds & MortgagesJul 2023 Sale & Line of Credit
Jul 2023 Transfer
Flood ZoneZone X (minimal risk)
APN44558

Property Details

APN / Parcel Number

Primary APN44558
Alternative APNs
  • 1296081
  • 1359187

Interior

Stories1 Story
Building Area1,536 sqft Total Area

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 2003
Architectural StyleDuplex Single
Exterior MaterialAluminum/Vinyl
Lot Area30,013 sqft (0.689 acres)
PorchSlab
Porch Area132 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHeat Pump

Location & Zoning

Account Number1359187
Street Address401 SEATTLE ST
CitySHELBY
StateNC
Zip28152-7260
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeR20
Legal Description.689AC SEATTLE ST #1112
Legal SubdivisionSEATTLE STREET APTS
Legal Block1
Legal Lot Number69
JurisdictionCLEVELAND NC
Township / Civil DivisionCLEVELAND
Census Block Group4
Census Block4011
Census Tract951200

Owner

Source: Cleveland County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing Address105 HUCKLEBERRY LN, MOUNT HOLLY, NC 28120-1599
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Jul 17, 2023Warranty Deed, Transfer · Line of Credit
THE FIDELITY BANK
Jul 17, 2023Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 11, 2023 · Amount on Record
Deed SaleOct 11, 2023 · Amount on Record
Prior SaleJul 17, 2023 · Amount on Record
Deed Document Number2023200092898
Deed Book / Page1908 / 382
Record UpdatedOct 29, 2026

July 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLEVELAND NC
Recording DateJul 17, 2023
Property Address401 SEATTLE ST, SHELBY, NC 28152-7260
Document Number0019022012
Book / Page1902 / 2012
Map ReferenceMB 18 PG 102
Instrument DateJul 17, 2023
Instrument200089733
Transaction TypeTransfer
Record UpdatedAug 1, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$558.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1384 MOORESBORO RD, SHELBY, NC 28150-9577

Transferred To (Grantee/Buyer)

NameVerified Name
Address1204 OAK GROVE RD, KINGS MOUNTAIN, NC 28086-8517

Mortgage

Document Number0019022070
DateJul 18, 2023
Book Page1902/2070
Instrument200089739
Lender
NameTHE FIDELITY BANK
TypeBank
AddressSHELBY, NC 28150
Agreement
TypeLine of Credit
AmountAmount Recorded

July 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCLEVELAND NC
Recording DateJul 17, 2023
Property Address401 SEATTLE ST, SHELBY, NC 28152-7260
Document Number0019022009
Book / Page1902 / 2009
Instrument DateJul 17, 2023
Instrument200089732
Transaction TypeTransfer
Record UpdatedAug 1, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address1384 MOORESBORO RD, SHELBY, NC 28150-9577

Transferred To (Grantee/Buyer)

NameVerified Name
Address1384 MOORESBORO ROAD, KINGS MOUNTAIN, NC 28086

Tax Assessment & Valuation

Source: Cleveland County assessment roll, as of September 30, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCleveland County
MunicipalityShelby City
Unified School DistrictCleveland County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,761.00 (+2.44%)$169,414 (-) Land $16,742 Building $152,672$169,414 (-) Land $16,742 Building $152,672
2025$1,719.00$169,414 (+54.88%) Land $16,742 Building $152,672$169,414 (+54.88%) Land $16,742 Building $152,672
2023$109,387 (-) Land $12,277 Building $97,110$109,387 (-) Land $12,277 Building $97,110
2022$109,387 Land $12,277 Building $97,110$109,387 Land $12,277 Building $97,110

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2020

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 43% of the US · above 64% of North Carolina
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF SHELBY
serves 23,600 people · EPA ID NC0123010
Water SourceSurface water
Last State InspectionApr 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless		100 / 20

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