401 SE Ripple Dr, Lees Summit, MO 64063 Property Records

Jackson County property record for 401 SE Ripple Dr, Lees Summit, MO 64063

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,718 sqft · built 2020
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on Record
Tax Bill	$6,572 (2024)
Deeds & Mortgages	May 2023 Line of Credit Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`60-240-25-01`

Property Details

APN / Parcel Number

Primary APN	`60-240-25-01`
Alternative APN	`2049057`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	1,718 sqft Living Area
1st Floor Area	1,718 sqft
Basement Area	1,718 sqft
Finished Basement	1,226 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Architectural Style	Ranch
Exterior Material	Wood Siding
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	10,890 sqft (0.25 acres)
Garage Type	Attached
Garage Area	640 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Account Number	2049057
Street Address	401 SE RIPPLE DR
City	LEES SUMMIT
State	MO
Zip	64063-7802
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MILL CREEK OF SUMMIT MILL 4TH PLAT LOTS 125-171 & TR T---LOT 161
Legal Subdivision	MILL CREEK
Legal Tract	T
Legal Lot Number	125-171
Jurisdiction	JACKSON MO
Township / Civil Division	PRAIRIE
Census Block Group	4
Census Block	4005
Census Tract	13904

Owner

Source: Jackson County records, as of October 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	401 SE RIPPLE DR, LEES SUMMIT, MO 64063-7802
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 31, 2023	Deed of Trust, Mortgage · Line of Credit COMMUNITYAMERICA CU
Oct 16, 2020	Grant Deed, Subdivision Related Transfer COMMUNITYAMERICA CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 16, 2020
Deed Sale	Oct 16, 2020
Deed Document Number	2020E0096282
Record Updated	Jun 8, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	401 SE RIPPLE DR, LEES SUMMIT, MO 64063-7802
Transaction Type	Mortgage
Record Updated	Jun 8, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00E0037823
Date	May 31, 2023
Instrument	2023E0037823

Lender

Name	COMMUNITYAMERICA CU
Type	Credit Union
Address	LENEXA, KS 66219

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	May 15, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	JACKSON MO
Recording Date	Oct 16, 2020
Property Address	401 SE RIPPLE DR, LEES SUMMIT, MO 64063-7802
Document Number	0000E96282
Instrument Date	Sep 22, 2020
Instrument	96282E
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 4, 2020
Title Company	KANSAS CITY TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 SE RIPPLE DR LEES SUMMIT MO 640637802, LEES SUMMIT, MO 64063-7802

Mortgage

Document Number	E96283
Date	Oct 16, 2020
Instrument	96283E

Lender

Name	COMMUNITYAMERICA CU
Type	Credit Union
Address	LENEXA, KS 66219

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 15, 2050

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of June 1, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Lee's Summit City
Unified School District	Lee's Summit R-VII School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$104,671 (+15%) Land $14,869 Building $89,802	$550,900 (+15%)
2024	$6,572.00 (+0.74%)
2023	$6,524.00	$91,020 Land $17,676 Building $73,344	$479,050

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 91% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LEES SUMMIT PWS serves 99,400 people · EPA ID MO1010459
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
AT&T Fiber	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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