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401 SE Osceola St, Stuart, FL 34994 Property Records

Martin County property record for 401 SE Osceola St, Stuart, FL 34994

Property Summary

Property TypeCommercial
Details1,151 sqft · built 1985
OwnerCompany Name on File
Last Sale$775,000 (Dec 2021)
Tax Bill$4,977 (2025)
Deeds & MortgagesDec 2021 Sale
Apr 2018 Loan Modification
Flood ZoneZone X (minimal risk)
APN04-38-41-029-000-0003.0-7-0000

Property Details

APN / Parcel Number

Primary APN04-38-41-029-000-0003.0-7-0000
Alternative APNs
  • 04-38-41-029-000-00030-7
  • 22062

Interior

Total Rooms1 Room
Stories1 Story
Building Area1,151 sqft Gross Area
1st Floor Area1,151 sqft

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Construction TypeWood
Roof MaterialMetal

Location & Zoning

Account Number22062
Street Address401 SE OSCEOLA ST
CitySTUART
StateFL
Zip34994-2503
Property CategoryCommercial
Property TypeCommercial > Retail
Legal DescriptionRIVER OAK CENTER CONDO APT 3 AS IN OR 656 PG 860 M/CO.
Legal Range41E
Legal Township38S
Legal Section4
Legal SubdivisionRIVER OAK CENTER CONDO
Legal Block1
Legal Lot Number3
JurisdictionMARTIN FL
Township / Civil DivisionSTUART
Census Block Group1
Census Block1008
Census Tract800

Owner

401 SE Osceola St, a commercial property, is owned by a company that bought it in December 2021.

Source: Martin County records, as of September 29, 2026

Owner of RecordCompany Name on File
Mailing Address3707 SE 16TH PL, CAPE CORAL, FL 33904-5062
Owner TypeCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 16, 2021Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY
Apr 25, 2018Loan Modification, Mortgage
CENTERSTATE BK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 16, 2021 · Amount on File
Deed SaleDec 16, 2021 · Amount on File
Prior SaleJul 13, 1999 · Amount on File
Deed Document Number20212932142
Deed Book / Page3279 / 1920
Record UpdatedOct 29, 2026

December 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARTIN FL
Recording DateDec 16, 2021
Property Address401 SE OSCEOLA ST, STUART, FL 34994-2503
Document Number0032791920
Book / Page3279 / 1920
Map ReferenceMB 656 PG 860
Instrument DateDec 15, 2021
Instrument2932142
Transaction TypeTransfer
Record UpdatedJan 30, 2024
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount on Record
Tax$5,425.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address4241 SW LAUREL OAK TER, PALM CITY, FL 34990-5142

Transferred To (Grantee/Buyer)

NameVerified Name
Address49 SW FLAGLER AVE STE 301, 301, STUART, FL 34994-2148

April 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMARTIN FL
Property Address401 SE OSCEOLA ST, STUART, FL 34994-2503
Document Number0029911071
Instrument DateApr 25, 2018
Transaction TypeMortgage
Record UpdatedJun 1, 2018

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address759 SW FEDERAL HWY #213 STUART FL 349942972, 213, STUART, FL 34994-2972

Mortgage

Document Number0029911071
DateMay 8, 2018
Book Page002991/001071
Instrument2693580
Lender
NameCENTERSTATE BK NA
TypeBank
AddressFORT LAUDERDALE, FL 33301
Agreement
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 401 SE Osceola St was $4,977, up 5% from the year before.

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMartin County
MunicipalityStuart City
Unified School DistrictMartin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,977.00 (+4.98%)$276,240 Building $276,240$276,240 Building $276,240
2024$4,741.00 (+16.77%)
2023$4,060.00 (+5.45%)$212,940 (+5.71%) Building $212,940$212,940 (+5.71%) Building $212,940
2022$3,850.00$201,430 Building $201,430$201,430 Building $201,430

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 401 SE Osceola St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone VE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 43 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies58 units insured
incl. 15 condo units
Nearby Flood Claims48 (1979–2022)
Claims Outside the SFHA34 of 48
Most Recent ClaimJun 2022 · tidal / storm surge
Claims by Event
  • Hurricane Frances, Sep 2004 · 23 claims
  • Severe Flooding, Oct 1995 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 401 SE Osceola St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSTUART, CITY OF - WATER PLANT
serves 16,841 people · EPA ID FL4430259
Water SourceGroundwater
Last State InspectionJul 2025
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting18
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
AT&T
Fixed Wireless · Fiber in parts of the area		100 / 20

May also be available: Hotwire Communications, Verizon.

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