401 SE 11th St, Carrabelle, FL 32322 Property Records

Franklin County property record for 401 SE 11th St, Carrabelle, FL 32322

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,120 sqft · built 1989
Lot Size	0.275 acres (11,979 sqft)
Owner	Individual Name on Record
Last Sale	$135,000 (Apr 2020)
Tax Bill	$1,273 (2025)
Deeds & Mortgages	Apr 2020 Sale & Mortgage Apr 2017 Transfer
Flood Zone	Zone X (moderate risk)
APN	`29-07S-04W-4200-0027-0040`

Property Details

APN / Parcel Number

Primary APN	`29-07S-04W-4200-0027-0040`
Alternative APN	`04W07S29420000270040`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,120 sqft Living Area
Gross Area	1,400 sqft
1st Floor Area	1,120 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Bungalow
Exterior Material	Concrete
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	11,979 sqft (0.275 acres)
Lot Dimensions	100 ft deep x 120 ft wide
Porch	Finished Screened Porch
Porch Area	345 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C

Location & Zoning

Street Address	401 SE 11TH ST
City	CARRABELLE
State	FL
Zip	32322-2325
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 4,5, BLK 38(27) KELLYS PLAT OR 213/358 1189/719 1263/121
Legal Range	04W
Legal Township	07S
Legal Section	29
Legal Subdivision	KELLYS PLAT
Legal Block	38
Legal Lot Number	4,5
Jurisdiction	FRANKLIN FL
Township / Civil Division	CARRABELLE
Census Block Group	1
Census Block	1040
Census Tract	970101

Owner

Source: Franklin County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	401 SE 11TH ST, CARRABELLE, FL 32322-2325
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2020	Warranty Deed, Transfer · Conventional with PMI MR COOPER
Apr 10, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 16, 2020 · Amount on Record
Deed Sale	Apr 16, 2020 · Amount on Record
Deed Document Number	20201590
Deed Book / Page	1263 / 121
Prior Transfer Date	Apr 4, 2017
Prior Transfer Doc	0019001720
Record Updated	Jun 8, 2026

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN FL
Recording Date	Apr 16, 2020
Property Address	401 SE 11TH ST, CARRABELLE, FL 32322-2325
Document Number	0019001590
Book / Page	001263 / 000121
Instrument Date	Apr 9, 2020
Instrument	19001590
Transaction Type	Transfer
Record Updated	Jun 9, 2020
Title Company	TALLAHASSEE TITLE GROUP LLC, TALLAHASSEE TITLE GRP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$945.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	374 E H ST #A-709 CHULA VISTA CA 919107484, A-709, CHULA VISTA, CA 91910-7484

Mortgage

Document Number	19001591
Date	Apr 16, 2020
Book Page	001263/000123
Instrument	19001591

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 15, 2050

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FRANKLIN FL
Recording Date	Apr 10, 2017
Property Address	401 SE 11TH ST, CARRABELLE, FL 32322-2325
Document Number	0019001720
Book / Page	001189 / 000719
Instrument Date	Apr 4, 2017
Instrument	19001720
Transaction Type	Transfer
Record Updated	Apr 25, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5364 LEE ROAD 240 PHENIX CITY AL 368707652, PHENIX CITY, AL 36870-7652

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Franklin County
Municipality	Carrabelle City
Unified School District	Franklin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,273.00 (+4.86%) Homeowner's exemption	$120,291 (+2.9%)	$165,545 (-0.95%) Land $30,000 Building $135,545
2024	$1,214.00 (+2.45%) Homeowner's exemption	$116,901 (+3%)	$167,140 (+20.24%) Land $30,000 Building $137,140
2023	$1,185.00 (+2.95%) Homeowner's exemption	$113,496 (+3%)	$139,007 (+26.15%) Land $30,000 Building $109,007
2022	$1,151.00 Homeowner's exemption	$110,190 Land $30,000 Building $80,190	$110,190 Land $30,000 Building $80,190

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 23, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 43 individual policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	72 units insured incl. 29 condo units
Nearby Flood Claims	7 (2018)
Most Recent Claim	Oct 2018 · Hurricane Michael
Claims by Event	Hurricane Michael, Oct 2018 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · lower than 60% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CARRABELLE WATER SYSTEM serves 3,690 people · EPA ID FL1190118
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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