401 SE 10th, Ada, OK 74820 Property Records

Pontotoc County property record for 401 SE 10th, Ada, OK 74820

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,320 sqft · built 1980
Lot Size	0.5 acres (21,780 sqft)
Owner	2 Individual Names on File
Last Sale	$65,000 (Dec 2005)
Tax Bill	$865 (2025)
Deeds & Mortgages	May 2018 Mortgage Mar 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0000-03-004-006-0-013-00`

Property Details

APN / Parcel Number

Primary APN	`0000-03-004-006-0-013-00`
Alternative APN	`6062`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,320 sqft Living Area
1st Floor Area	1,320 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Traditional
Exterior Material	Brick Veneer
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	21,780 sqft (0.5 acres)
Garage Type	Carport
Garage Area	352 sqft
Carport	Carport
Carport Area	352 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	362 sqft
Patio Area	234 sqft
Shed	1 Shed
Shed Area	104 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	6062
Street Address	401 SE 10TH
City	ADA
State	OK
Zip	74820-1193
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TR. IN NE OF LOT 3 BEG. NE/C OF LOT 3 - S 218.71' -W 103 FOR POB W 105.71'- N 218.71' - E 105.71' - S 218.71' TO POB SEC. 3-4
Legal Range	06E
Legal Township	04N
Legal Section	03
Legal Lot Number	3
Jurisdiction	PONTOTOC OK
Township / Civil Division	NORTHEAST PONTOTOC
Census Block Group	3
Census Block	3027
Census Tract	88600

Owner

401 SE 10th is owned and occupied by two individuals who bought it in December 2005.

Source: Pontotoc County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	4030 DEBI ST, ADA, OK 74820-4757
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 15, 2018	Deed of Trust, Mortgage · Conventional Mortgage RUSHMORE LOAN MANAGEMENT SERVICES LLC
Mar 22, 2018	Deed of Trust, Mortgage · Conventional Mortgage RUSHMORE LOAN MANAGEMENT SERVICES LLC
Dec 28, 2005	Deed of Trust, Mortgage · Stand-Alone Second Mortgage CHICKASAW NATION DIVISION OF HOUSING & T
Dec 13, 2005	Warranty Deed, Transfer · Conventional Mortgage FIRST MORTGAGE COMPANY LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 13, 2005 · Amount on File
Deed Sale	Dec 13, 2005 · Amount on File
Prior Sale	May 10, 2001 · Amount on File
Deed Document Number	20058057
Deed Book / Page	2048 / 36
Record Updated	Oct 29, 2026

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PONTOTOC OK
Property Address	401 SE 10TH, ADA, OK 74820-1193
Transaction Type	Mortgage
Record Updated	Jan 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003216/171
Date	May 15, 2018
Book Page	3216/171
Instrument	2018-002668

Lender

Name	RUSHMORE LOAN MANAGEMENT SERVICES LLC
Type	Lending Institution
Address	IRVINE, CA 92618

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	179 Months
Due	Apr 1, 2033

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PONTOTOC OK
Property Address	401 SE 10TH, ADA, OK 74820-1193
Transaction Type	Mortgage
Record Updated	Jan 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003202/245
Date	Mar 22, 2018
Book Page	3202/245
Instrument	2018-001658

Lender

Name	RUSHMORE LOAN MANAGEMENT SERVICES LLC
Type	Lending Institution
Address	IRVINE, CA 92618

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2033

December 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PONTOTOC OK
Property Address	401 SE 10TH, ADA, OK 74820-1193
Transaction Type	Mortgage
Record Updated	Jan 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002052/037
Date	Dec 28, 2005
Book Page	2052/037
Instrument	2005-008378

Lender

Name	CHICKASAW NATION DIVISION OF HOUSING & T
Address	ADA, OK 74821

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	121 Months
Due	Jan 1, 2016

December 2005: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PONTOTOC OK
Recording Date	Dec 13, 2005
Property Address	401 SE 10TH, ADA, OK 74820-1193
Document Number	002048/036
Book / Page	2048 / 036
Instrument Date	Dec 9, 2005
Instrument	2005-008057
Transaction Type	Transfer
Record Updated	Jan 23, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$97.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 SE 10TH ST, ADA, OK 74820-5220

Mortgage

Document Number	002048/037
Date	Dec 13, 2005
Book Page	2048/037
Instrument	2005-008058

Lender

Name	FIRST MORTGAGE COMPANY LLC
Type	Mortgage Company
Address	OKLAHOMA CITY, OK 73116

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 401 SE 10th was $865 with a homeowner's exemption, up 0.2% from the year before.

Source: Pontotoc County assessment roll, as of January 23, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
Municipality	Byng Town
County	Pontotoc County
Unified School District	Byng Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$10,906 (+3%) Land $820 Building $10,086	$90,882 (-28.63%) Land $6,833 Building $84,049
2025	$865.00 (+0.23%) Homeowner's exemption	$10,588 (+3%) Land $796 Building $9,792	$127,335 (-2.87%) Land $15,000 Building $112,335
2024	$863.00 (+23.29%) Homeowner's exemption	$10,280 (+3%) Land $773 Building $9,507	$131,097 (+28.15%) Land $15,000 Building $116,097
2023	$700.00 Homeowner's exemption	$9,981 Land $717 Building $9,264	$102,296 Land $7,500 Building $94,796

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 401 SE 10th in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 17, 2012

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 401 SE 10th is high, ranking above 83% of the US, with a 0.7% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 83% of the US · above 66% of Oklahoma
Wildfire Likelihood	0.7% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ADA serves 22,600 people · EPA ID OK2006201
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
BLS Broadband Fixed Wireless	500 / 500
Atlink Services Fixed Wireless	100 / 20

May also be available: 360 Broadband.

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