401 Sandymead Rd, Matthews, NC 28105 Property Records

Mecklenburg County property record for 401 Sandymead Rd, Matthews, NC 28105

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,483 sqft · built 1985
Lot Size	0.43 acres (18,731 sqft)
Owner	Company Name on Record
Last Sale	$500,000 (May 2026)
Tax Bill	$2,959 (2025)
Deeds & Mortgages	Sep 2026 Transfer May 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`227-283-29`

Property Details

APN / Parcel Number

Primary APN	`227-283-29`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,483 sqft Living Area
1st Floor Area	1,483 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 2005
Exterior Material	Other
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Lot Area	18,731 sqft (0.43 acres)
Porch	Slab
Porch Area	221 sqft
Patio Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	401 SANDYMEAD RD
City	MATTHEWS
State	NC
Zip	28105-2576
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15
Legal Description	L12 B2 M20-828
Legal Subdivision	SOMERSBY SEC 02 MAP A
Legal Block	2
Legal Lot Number	12
Jurisdiction	MECKLENBURG NC
Township / Civil Division	5, PROVIDENCE
Census Block Group	1
Census Block	1000
Census Tract	5833

Owner

Source: Mecklenburg County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3511 GREEN ASH LN, MATTHEWS, NC 28104-2278
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
May 8, 2026	Warranty Deed, Transfer · Conventional Mortgage ATLANTIC COAST MORTGAGE GROUP INC
Jun 27, 2022	Warranty Deed, Transfer · Conventional Mortgage AMERICAN SECURITY MORTGAGE CORP
May 12, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 8, 2026 · Amount on Record
Deed Sale	May 8, 2026 · Amount on Record
Prior Sale	Jun 27, 2022 · Amount on Record
Deed Document Number	202648449
Deed Book / Page	40408 / 888
Last Transfer Date	Aug 7, 2026
Transfer Doc	0000098417
Record Updated	Oct 29, 2026

September 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Sep 11, 2026
Property Address	401 SANDYMEAD RD, MATTHEWS, NC 28105-2576
Document Number	0000098417
Book / Page	40710 / 573
Instrument Date	Aug 7, 2026
Instrument	202698417
Transaction Type	Transfer
Record Updated	Sep 25, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	3511 GREEN ASH LN, MATTHEWS, NC 28104-2278

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	May 8, 2026
Property Address	401 SANDYMEAD RD, MATTHEWS, NC 28105-2576
Document Number	0000048449
Book / Page	40408 / 888
Instrument Date	May 8, 2026
Instrument	2026.48449
Transaction Type	Transfer
Record Updated	May 28, 2026
Title Company	TRYON TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$101,000.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3511 GREEN ASH LN, MATTHEWS, NC 28104-2278

Mortgage

Document Number	0000048450,
Date	May 8, 2026
Book Page	40408/890
Instrument	2026.48450

Lender

Name	ATLANTIC COAST MORTGAGE GROUP INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.38%
Initial Type	Fixed Rate
Max Rate	-1%

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Jun 27, 2022
Property Address	401 SANDYMEAD RD, MATTHEWS, NC 28105-2576
Document Number	0000095165
Book / Page	37454 / 502
Map Reference	MB 20 PG 828
Instrument Date	Jun 27, 2022
Instrument	2022095165
Transaction Type	Transfer
Record Updated	May 25, 2023
Title Company	HARBOR CITY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$850.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	325 TRAFALGAR PL, MATTHEWS, NC 28105-2674

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	401 SANDYMEAD RD, MATTHEWS, NC 28105-2576

Mortgage

Document Number	0000095166
Date	Jun 27, 2022
Instrument	2022095166

Lender

Name	AMERICAN SECURITY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	May 12, 2017
Property Address	401 SANDYMEAD RD, MATTHEWS, NC 28105-2576
Document Number	0000062797
Book / Page	031796 / 000391
Instrument Date	May 12, 2017
Instrument	62797
Transaction Type	Transfer
Record Updated	May 23, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$524.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 SANDYMEAD RD MATTHEWS NC 281052576, MATTHEWS, NC 28105-2576

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Matthews Town
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,959.00 (+3.14%)	$376,200 Land $104,500 Building $271,700	$376,200 Land $104,500 Building $271,700
2024	$2,869.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAMPLIGHTER SOUTH-DANBY private · serves 3,297 people · EPA ID NC0160156
Water Source	Purchased surface water from LANCASTER COUNTY W&SD
Last State Inspection	Sep 2025
Also Mapped Here	CHARLOTTE WATER
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Windstream DSL	200 / 20

May also be available: T-Mobile.

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