Daviess County property record for 401 S Water St, Gallatin, MO 64640
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 1,034 sqft · built 1925 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Company Name on File |
| Tax Bill | $755 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-4.2-20-2-28-02 |
| Primary APN | 15-4.2-20-2-28-02 |
|---|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,034 sqft Living Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1925 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,712 sqft (0.2 acres) |
| Lot Dimensions | 104 ft deep x 83 ft wide |
| Porch | Slab |
|---|---|
| Porch Area | 184 sqft |
| Deck Area | 115 sqft |
| Shed | 1 Shed |
| Cooling System | None |
|---|---|
| Heating System | HVAC |
| Street Address | 401 S WATER ST |
|---|---|
| City | GALLATIN |
| State | MO |
| Zip | 64640-1267 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ALL THAT PART OF LOT NO. 14 IN DEHART'S SUB-DIVISION OF OUT LOT NO 8 IN TE CITY OF GALLATIN, MISSOURI, DESC AND BOUNDED AS FO |
| Legal Range | 27W |
| Legal Township | 59N |
| Legal Section | 20 |
| Legal Subdivision | DEHART'S SUB-DIVISION |
| Legal Lot Number | 14 |
| Jurisdiction | DAVIESS MO |
| Township / Civil Division | UNION |
| Census Block Group | 3 |
| Census Block | 3047 |
| Census Tract | 470200 |
401 S Water St is owned by a company that acquired it in June 2022.
Source: Daviess County records, as of January 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 720 N NETTLETON ST, CAMERON, MO 64429-1558 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jun 3, 2022 |
| Transfer Doc | 0000001009 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 401 S Water St was $755.
Source: Daviess County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Daviess County |
| County Subdivision | Union Township |
| Municipality | Gallatin City |
| Unified School District | Gallatin R-V School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $755.00 | $10,618 Land $749 Building $9,869 | $55,880 Land $3,940 Building $51,940 |
| 2023 | $679.00 | $9,252 Land $599 Building $8,653 | $48,690 Land $3,150 Building $45,540 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 401 S Water St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 29, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 401 S Water St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 78% of Missouri |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GALLATIN PWS serves 1,821 people · EPA ID MO1010299 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Mid-States Services Fiber | 2,000 / 2,000 |
May also be available: Mercury Fiber.
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