Union County property record for 401 S Walnut St, Elk Point, SD 57025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1,200 sqft · built 2020 |
| Lot Size | 0.247 acres (10,768 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $157,000 (Oct 2020) |
| Tax Bill | $3,227 (2026) |
| Deeds & Mortgages | Apr 2024 Second Mortgage Mar 2024 Second Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03.05.47.1003 |
| Primary APN | 03.05.47.1003 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Stories | 1 Story |
| Building Area | 1,200 sqft Living Area |
| Flooring | Brick |
| Interior Walls | Brick |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Combination |
| Foundation Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 10,768 sqft (0.247 acres) |
| Lot Dimensions | 108 ft deep x 99.7 ft wide |
| Garage Type | Attached |
| Garage Area | 712 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 401 S WALNUT ST |
|---|---|
| City | ELK POINT |
| State | SD |
| Zip | 57025-2456 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 3 BLK 47 W&H ADD EP CITY |
| Legal Subdivision | W&H ADD |
| Legal Block | 47 |
| Legal Lot Number | 3 |
| Legal Unit | 1 |
| Jurisdiction | UNION SD |
| Township / Civil Division | ELK POINT |
| Census Block Group | 3 |
| Census Block | 3026 |
| Census Tract | 20200 |
Source: Union County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 401 S WALNUT ST, ELK POINT, SD 57025-2456 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 17, 2024 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage SIOUXLAND FCU |
| Mar 15, 2024 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage SIOUXLAND FCU |
| Jul 30, 2025 | Warranty Deed, Transfer · VA Mortgage US BANK NA |
| Nov 19, 2020 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 19, 2020 · Amount on Record |
| Deed Sale | Oct 19, 2020 · Amount on Record |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION SD |
| Property Address | 401 S WALNUT ST, ELK POINT, SD 57025-2456 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2026 |
| Name | Verified Name |
|---|
| Document Number | 000184/152 |
|---|---|
| Date | Apr 17, 2024 |
| Book Page | 184/152 |
| Instrument | 240678 |
| Name | SIOUXLAND FCU |
|---|---|
| Type | Credit Union |
| Address | 3000 PLAZA DR, SOUTH SIOUX CITY, NE 68776 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 72 Months |
| Due | Apr 1, 2030 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION SD |
| Property Address | 401 S WALNUT ST, ELK POINT, SD 57025-2456 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000184/82 |
|---|---|
| Date | Mar 15, 2024 |
| Book Page | 184/82 |
| Instrument | 240433 |
| Name | SIOUXLAND FCU |
|---|---|
| Type | Credit Union |
| Address | 3000 PLAZA DR, SOUTH SIOUX CITY, NE 68776 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 73 Months |
| Due | Apr 1, 2030 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION SD |
| Recording Date | Jul 30, 2025 |
| Property Address | 401 S WALNUT ST, ELK POINT, SD 57025-2456 |
| Document Number | 000115/456 |
| Book / Page | 115 / 456 |
| Instrument Date | Jul 28, 2025 |
| Instrument | 251711 |
| Transaction Type | Transfer |
| Record Updated | Jan 19, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $267.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 739 EAGLE CIRCLE, DAKOTA DUNES, SD 57049 |
| Name | Verified Name |
|---|---|
| Address | 401 S WALNUT ST, ELK POINT, SD 57025-2456 |
| Document Number | 0000186473 |
|---|---|
| Date | Jul 30, 2025 |
| Instrument | 186/473 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION SD |
| Recording Date | Nov 19, 2020 |
| Property Address | 401 S WALNUT ST, ELK POINT, SD 57025-2456 |
| Document Number | 000110/691 |
| Book / Page | 110 / 691 |
| Instrument Date | Nov 18, 2020 |
| Instrument | 205603 |
| Transaction Type | Transfer |
| Record Updated | Jan 16, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $157.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 106 W PLEASANT ST, ELK POINT, SD 57025-2417 |
| Name | Verified Name |
|---|---|
| Address | 401 S WALNUT ST, ELK POINT, SD 57025-2456 |
Source: Union County assessment roll, as of October 6, 2025
| Type | Name |
|---|---|
| State | South Dakota |
| County | Union County |
| Municipality | Elk Point City |
| Unified School District | Elk Point-Jefferson School District 61-7 (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $3,227.00 (+0.03%) | $193,691 (-) Land $20,477 Building $173,214 |
| 2025 | $3,226.00 (+7.64%) | $193,691 (+8.85%) Land $20,477 Building $173,214 |
| 2024 | $2,997.00 (-2.5%) | |
| 2023 | $3,074.00 (+5.24%) | $177,944 Land $20,477 Building $157,467 |
| 2022 | $2,921.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective May 31, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 81% of South Dakota |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELK POINT serves 2,124 people · EPA ID SD4600116 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Also Mapped Here | CLAY RURAL WATER SYSTEM |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Bluepeak Cable | 1,000 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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