Mecklenburg County property record for 401 S Summit Ave, Charlotte, NC 28208 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2000 |
| Square Footage | 3,465 sqft Living Area |
| Lot Size | 9,583 sqft (0.22 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $69,500 (2000) |
| Tax Bill | $6,638.00 (2025) |
| Primary APN | 073-231-08 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Partial Baths | 2 Partial Baths |
| Building Area | 3,465 sqft Living Area |
| 1st Floor | 1,755 sqft 1st Floor |
| Upper Floors | 556 sqft Upper Floors |
| Basement Area | 1,734 sqft Basement |
| Stories | 1 Stories |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Brick Exterior |
| Construction Type | Frame Construction |
| Foundation Type | No Foundation Foundation |
| Roof Construction | Gable Roof Construction |
| Roof Material | Other (not Classified) Roof |
| Lot Area | 9,583 sqft (0.22 acres) |
| Deck Area | 120 sqft Deck |
| Patio Area | 992 sqft Patio |
| Porch Area | 150 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Electric Heating Fuel |
| Street Address | 401 S SUMMIT AVE |
|---|---|
| City | CHARLOTTE |
| State | NC |
| Zip | 28208-4523 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | L7 B2 M332-254 |
| Legal Subdivision | WESLEY HEIGHTS |
| Legal Block | 2 |
| Legal Lot Number | 7 |
| Jurisdiction | MECKLENBURG NC |
| Minor Civil Division | 1, CHARLOTTE |
| Census Blockgroup | 2 |
| Census Block | 2029 |
| Census Tract | 4102 |
Source: Mecklenburg County records · APN 073-231-08
Assessment roll updated September 9, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 401 S SUMMIT AVE, CHARLOTTE, NC 28208-4523 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Aug 03, 2026 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| May 24, 2023 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Feb 19, 2021 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU |
| May 28, 2019 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 08, 2000 · Amount on Record |
| Deed Sale | May 08, 2000 · Amount on Record |
| Deed Doc Number | 200063287 |
| Deed Book / Page | 11270 / 536 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Aug 03, 2026 |
| Property Address | 401 S SUMMIT AVE, CHARLOTTE, NC 28208-4523 |
| Document Number | 0000082979 |
| Book / Page | 40620 / 180 |
| Instrument Date | Jul 25, 2026 |
| Instrument | 202682979 |
| Transaction Type | Mortgage |
| Record Updated | Aug 14, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Name | Verified Name |
|---|---|
| Address | 401 S SUMMIT AVE, CHARLOTTE, NC 28208-4523 |
| Document Number | 0000082979, |
|---|---|
| Date | Aug 03, 2026 |
| Book Page | 40620/180 |
| Instrument | 202682979 |
| Name | FIGURE LENDING LLC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 20, 2056 |
| Rate | 6.49% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 401 S SUMMIT AVE, CHARLOTTE, NC 28208-4523 |
| Transaction Type | Mortgage |
| Record Updated | Jun 08, 2023 |
| Title Company | RADIAN TITLE INSURANCE INC |
| Name | Verified Name |
|---|---|
| Address | 401 S SUMMIT AVE, CHARLOTTE, NC 28208-4523 |
| Document Number | 0000048313 |
|---|---|
| Date | May 24, 2023 |
| Book Page | 38141/214 |
| Instrument | 2023048313 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 316 Months |
| Due | Sep 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 401 S SUMMIT AVE, CHARLOTTE, NC 28208-4523 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000032141 |
|---|---|
| Date | Feb 19, 2021 |
| Book Page | 35692/897 |
| Instrument | 2021032141 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | CHARLOTTE, NC 28235 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 401 S SUMMIT AVE, CHARLOTTE, NC 28208-4523 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2022 |
| Title Company | MORTGAGE CONNECT LP |
| Name | Verified Name |
|---|
| Document Number | 0000063875 |
|---|---|
| Date | May 28, 2019 |
| Book Page | 33536/772 |
| Instrument | 2019063875 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2049 |
Source: Mecklenburg County records · Assessment roll updated September 9, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Charlotte City |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,638.00 | $843,000 Land $300,000 Building $543,000 | $843,000 Land $300,000 Building $543,000 |
Source: FEMA National Flood Hazard Layer, Mecklenburg County (37119C), updated October 3, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026
| Historic District | Within the Wesley Heights Historic District listed 1995 · 335 contributing resources · NRIS 95001397 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
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