401 S State St, Belvidere, IL 61008 Property Records

Boone County property record for 401 S State St, Belvidere, IL 61008

Property Summary

Property Type	Commercial
Details	1,980 sqft · built 1896
Lot Size	0.043 acres (1,877 sqft)
Owner	Individual Name on File
Last Sale	$110,250 (May 2019)
Tax Bill	$4,157 (2025)
Deeds & Mortgages	Feb 2024 Transfer Dec 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-25-357-018`

Property Details

APN / Parcel Number

Primary APN	`05-25-357-018`
Alternative APN	`05-05-25-357-018`

Interior

Stories	2 Stories
Building Area	1,980 sqft Total Area
1st Floor Area	1,980 sqft
2nd Floor Area	1,980 sqft
Basement Area	1,980 sqft

Exterior

Year Built	Built 1896
Effective Year Built	Effective 1970
Construction Type	Mixed
Fire Resistance	Masonry Walls, Wood Interior
Roof Material	Asphalt
Lot Area	1,877 sqft (0.043 acres)

Utilities, Heating & Cooling

Heating System	Electric
Sewer	Connected

Location & Zoning

Account Number	05-05-25-357-018
Street Address	401 S STATE ST
City	BELVIDERE
State	IL
Zip	61008-3706
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	25-44-3 LT 1 ASSRS SUR OF BLKS 1 5 & 6 IN AARON WHITNEYS ADD 401 S STAT E ST
Legal Subdivision	AARON WHITNEYS ADD
Legal Block	1
Legal Lot Number	1
Jurisdiction	BOONE IL
Township / Civil Division	BELVIDERE
Census Block Group	2
Census Block	2033
Census Tract	10200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Belvidere South State Street Historic District listed 2012 · 43 contributing resources · NRIS 12000325

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

401 S State St, a commercial property, is owned by an individual who bought it in May 2019.

Source: Boone County records, as of June 30, 2026

Owner of Record	Individual Name on File
Mailing Address	401 S STATE ST, BELVIDERE, IL 61008-3706
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 7, 2024	Transfer on Death Deed, Transfer ATTORNEY ONLY, ATTORNEY
Dec 6, 2023	Transfer on Death Deed, Transfer
May 3, 2019	Warranty Deed, Transfer · Conventional Mortgage RESOURCE BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 3, 2019 · Amount on File
Deed Sale	May 3, 2019 · Amount on File
Prior Sale	Mar 27, 2015 · Amount on File
Record Updated	Sep 20, 2026

February 2024: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	BOONE IL
Recording Date	Feb 7, 2024
Property Address	401 S STATE ST, BELVIDERE, IL 61008-3706
Document Number	2024R00492
Instrument Date	Nov 29, 2023
Instrument	2024R00492
Transaction Type	Transfer
Record Updated	Feb 28, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4140 MILKWEED DR, POPLAR GROVE, IL 61065-7512

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4140 MILKWEED DR, POPLAR GROVE, IL 61065-7512
Investor	Possibly a Property Investor

December 2023: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	BOONE IL
Recording Date	Dec 6, 2023
Property Address	401 S STATE ST, BELVIDERE, IL 61008-3706
Document Number	2023R05017
Map Reference	DOC 2004R10950
Instrument Date	Nov 29, 2023
Instrument	2023R05017
Transaction Type	Transfer
Record Updated	Dec 20, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4140 MILKWEED DR, POPLAR GROVE, IL 61065-7512

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4140 MILKWEED DR, POPLAR GROVE, IL 61065-7512
Investor	Possibly a Property Investor

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BOONE IL
Recording Date	May 3, 2019
Property Address	401 S STATE ST, BELVIDERE, IL 61008-3706
Document Number	2019R02927
Instrument Date	Apr 26, 2019
Instrument	2019R02927
Transaction Type	Transfer
Record Updated	Jun 17, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$165.75
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15537 BOMBAY BLVD, 15537, SOUTH BELOIT, IL 61080-9277

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4052 CLUB TREE DR, STREAMWOOD, IL 60107-2926

Mortgage

Document Number	2019R02928
Date	May 3, 2019
Instrument	2019R02928

Lender

Name	RESOURCE BANK NA

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 401 S State St was $4,157.

Source: Boone County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Boone County
County Subdivision	Belvidere Township
Municipality	Belvidere City
Unified School District	Belvidere Consolidated Unit School District 100 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,157.00	$52,196 (+11.89%) Land $2,501 Building $49,695	$156,588 (+11.89%) Land $7,503 Building $149,085
2024		$46,648 Land $2,501 Building $44,147	$139,944 Land $7,503 Building $132,441
2022	$4,092.00	$38,445 Land $2,501 Building $35,944	$115,335 Land $7,503 Building $107,832

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 401 S State St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 401 S State St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BELVIDERE serves 25,339 people · EPA ID IL0070050
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	2 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 340 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on S State St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures