401 S Spruce St, Hope, AR 71801 Property Records

Hempstead County property record for 401 S Spruce St, Hope, AR 71801

Property Summary

Property Type	Single Family Home
Details	5 ba · 4,572 sqft · built 1963
Lot Size	0.716 acres (31,189 sqft)
Owner	Individual Name on File
Last Sale	$156,000 (Jul 2018)
Tax Bill	$2,021 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Jul 2018 Sale & Refinance
Flood Zone	Zone X (minimal risk)
APN	`700-00878-000`

Property Details

APN / Parcel Number

Primary APN	`700-00878-000`
Alternative APN	`19788`

Interior

Full Baths	5 Baths
Half Baths	2 Half Baths
Stories	1 Story
Building Area	4,572 sqft Living Area
1st Floor Area	4,572 sqft
Flooring	Hardwood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Foundation Type	Closed Piers
Roof Type	Hip
Roof Material	Shingle
Lot Area	31,189 sqft (0.716 acres)
Lot Dimensions	208 ft deep x 150 ft wide
Garage Type	Attached
Driveway	Driveway
Driveway Area	3,888 sqft
Porch	Open Porch
Porch Area	252 sqft
Patio Area	574 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	401 S SPRUCE ST
City	HOPE
State	AR
Zip	71801-5422
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N1/2 BLK 6
Legal Subdivision	BROOKWOOD
Legal Block	6
Jurisdiction	HEMPSTEAD AR
Township / Civil Division	DE ROAN
Census Block Group	3
Census Block	3021
Census Tract	480301

Owner

401 S Spruce St is owned and occupied by an individual who bought it in July 2018.

Source: Hempstead County records, as of October 30, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	401 S SPRUCE ST, HOPE, AR 71801-5422
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2026	Deed of Trust, Mortgage · Conventional Mortgage RED RIVER FEDERAL CREDIT UNION
Jul 25, 2018	Warranty Deed, Transfer · Stand-Alone Refinance REGIONS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 25, 2018 · Amount on File
Deed Sale	Jul 25, 2018 · Amount on File
Deed Document Number	2018-001707
Deed Book / Page	2018 / 1707
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HEMPSTEAD AR
Recording Date	Jul 15, 2026
Property Address	401 S SPRUCE ST, HOPE, AR 71801-5422
Document Number	0000001606
Book / Page	2026 / 1606
Instrument Date	Jul 8, 2026
Instrument	20261606
Transaction Type	Mortgage
Record Updated	Jul 23, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 S SPRUCE ST, HOPE, AR 71801-5422

Mortgage

Document Number	0000001606,
Date	Jul 15, 2026
Book Page	2026/1606
Instrument	20261606

Lender

Name	RED RIVER FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	7.5%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HEMPSTEAD AR
Recording Date	Jul 25, 2018
Property Address	401 S SPRUCE ST, HOPE, AR 71801-5422
Document Number	02018/1707
Book / Page	2018 / 1707
Instrument Date	Jul 24, 2018
Transaction Type	Transfer
Record Updated	Dec 14, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018/1708
Date	Jul 25, 2018
Book Page	2018/1708

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 401 S Spruce St was $2,021 with a homeowner's exemption.

Source: Hempstead County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Hempstead County
Municipality	Hope City
Unified School District	Hope School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,021.00 Homeowner's exemption	$52,740 Land $1,100 Building $51,640
2023	$2,068.00 Homeowner's exemption	$52,740 Land $1,100 Building $51,640	$263,700 Land $5,500 Building $258,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 401 S Spruce St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 4, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 401 S Spruce St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 83% of Arkansas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOPE WATER LIGHT COMM serves 11,500 people · EPA ID AR0000230
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 333 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hope Water & Light Fiber	1,000 / 1,000
Longview Cable Television Company Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: SWATFIRST.

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