401 S Ross Point Rd, Post Falls, ID 83854 Property Records

Kootenai County property record for 401 S Ross Point Rd, Post Falls, ID 83854

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,168 sqft · built 1985
Lot Size	0.337 acres (14,723 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,338 (2025)
Deeds & Mortgages	Jul 2020 Line of Credit Apr 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`062200020040`

Property Details

APN / Parcel Number

Primary APN	`062200020040`
Alternative APN	`148175`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	3,168 sqft Living Area
Basement Area	950 sqft
Finished Basement	950 sqft

Exterior

Year Built	Built 1985
Construction Type	Frame
Foundation Type	Concrete
Lot Area	14,723 sqft (0.337 acres)
Garage Type	Attached
Garage Area	840 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating Fuel	Electric

Location & Zoning

Account Number	148175
Street Address	401 S ROSS POINT RD
City	POST FALLS
State	ID
Zip	83854-4478
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PINEVILLA ESTATES, LT 4 BLOCK 2 0650N04W
Legal Subdivision	PINEVILLA ESTATES
Legal Block	2
Legal Lot Number	4
Jurisdiction	KOOTENAI ID
Township / Civil Division	POST FALLS-RATHDRUM
Census Block Group	2
Census Block	2026
Census Tract	601

Owner

401 S Ross Point Rd is owned and occupied by two individuals who acquired it in January 2024.

Source: Kootenai County records, as of December 1, 2025

Owner of Record	2 Individual Names on File
Co-owner	Co-owner on File
Mailing Address	401 S ROSS POINT RD, POST FALLS, ID 83854-4478
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2020	Deed of Trust, Mortgage · Line of Credit US BANK NA
Apr 13, 2017	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 19, 2024
Deed Sale	Jan 19, 2024
Record Updated	Jun 8, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOOTENAI ID
Property Address	401 S ROSS POINT RD, POST FALLS, ID 83854-4478
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SOLIDIFI TITLE & CLOSING LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2764207000
Date	Jul 16, 2020
Instrument	2764207000

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Jul 1, 2035

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOOTENAI ID
Property Address	401 S ROSS POINT RD, POST FALLS, ID 83854-4478
Transaction Type	Mortgage
Record Updated	May 2, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 2590121000
Date	Apr 13, 2017
Instrument	2590121000

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	May 1, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 401 S Ross Point Rd was $1,338 with a homeowner's exemption, down 0.1% from the year before.

Source: Kootenai County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Idaho
County	Kootenai County
Unified School District	Post Falls School District 273 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,338.00 (-0.15%) Homeowner's exemption	$503,060 Land $132,250 Building $370,810	$503,060 Land $132,250 Building $370,810
2024	$1,340.00 (+1.28%)
2023	$1,323.00 Homeowner's exemption	$548,063 (-3.55%) Land $165,000 Building $383,063	$548,063 (-3.55%) Land $165,000 Building $383,063
2022	Homeowner's exemption	$568,224 Land $165,000 Building $403,224	$568,224 Land $165,000 Building $403,224

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 401 S Ross Point Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 401 S Ross Point Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 98.1% of Idaho
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINE VILLA PARK AND WATER ASSN private · serves 500 people · EPA ID ID1280142
Water Source	Groundwater
Last State Inspection	Feb 2026
Also Mapped Here	CITY OF POST FALLS
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000

May also be available: Ziply Fiber.

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