St. Louis County property record for 401 S River St, Cook, MN 55723
| Property Type | Manufactured or Modular Home |
|---|---|
| Details | 3 bd · 2 ba · 1,404 sqft · built 2006 |
| Lot Size | 0.404 acres (17,632 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $85 (2025) |
| Deeds & Mortgages | Oct 2018 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 120-0038-00440 |
| Primary APN | 120-0038-00440 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,404 sqft Gross Area |
| 1st Floor Area | 1,404 sqft |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Modular |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 17,632 sqft (0.404 acres) |
| Garage Area | 960 sqft |
| Deck Area | 20 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 54178 |
|---|---|
| Street Address | 401 S RIVER ST |
| City | COOK |
| State | MN |
| Zip | 55723-8081 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Manufactured or Modular Home |
| Legal Description | LOTS 9 THRU 12 SERIAL # |
| Legal Subdivision | MARTINSONS LTS |
| Legal Block | 5 |
| Legal Lot Number | 9-12 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | COOK |
| Census Block Group | 4 |
| Census Block | 4050 |
| Census Tract | 15200 |
401 S River St, a residential property, is owned and occupied by an individual who acquired it in June 2022.
Source: St. Louis County records, as of August 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 401 S RIVER ST, COOK, MN 55723-8081 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jun 27, 2022 |
| Transfer Doc | 0001446538 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Oct 31, 2018 |
| Property Address | 401 S RIVER ST, COOK, MN 55723-8081 |
| Document Number | 00A1343773 |
| Instrument Date | Oct 16, 2018 |
| Instrument | A1343773 |
| Transaction Type | Transfer |
| Record Updated | Nov 14, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $1.65 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 401 S RIVER ST COOK MN 557238081, COOK, MN 55723-8081 |
The 2025 property tax bill for 401 S River St was $85 with a homeowner's exemption.
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| Municipality | Cook City |
| County | St. Louis County |
| Unified School District | St. Louis County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $85.00 Homeowner's exemption | $240,600 (+24.66%) Land $14,400 Building $226,200 | $240,600 (+24.66%) Land $14,400 Building $226,200 |
| 2024 | $85.00 | $193,000 Land $10,400 Building $182,600 | $193,000 Land $10,400 Building $182,600 |
| 2022 | $85.00 | $160,900 Land $8,700 Building $152,200 | $160,900 Land $8,700 Building $152,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 401 S River St in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 7 (1979–2024) |
| Claims Outside the SFHA | 2 of 7 |
| Most Recent Claim | Jun 2024 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 401 S River St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Cook serves 574 people · EPA ID MN1690009 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Copper | 1.87 mg/L (2023–2025) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Paul Bunyan Communications Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| CenturyLink DSL | 140 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: CTC.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures