401 S River St, Centre, AL 35960 Property Records

Cherokee County property record for 401 S River St, Centre, AL 35960

Property Summary

Property Type	Single Family Home
Details	2,800 sqft · built 1846
Lot Size	2.29 acres (100,014 sqft)
Owner	Individual Name on File
Last Sale	$40,000 (Aug 2019)
Tax Bill	$203 (2025)
Deeds & Mortgages	Aug 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`13-14-05-22-3-004-017.000`

Property Details

APN / Parcel Number

Primary APN	`13-14-05-22-3-004-017.000`
Alternative APNs	`ALT APN:1405223004017000` `208343`

Interior

Stories	1 Story
Building Area	2,800 sqft Living Area
Upper Floors Area	828 sqft
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1846
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	100,014 sqft (2.29 acres)
Garage Type	Carport
Carport	Carport
Carport Area	456 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Porch Area	100 sqft
Utility Building	320 sqft

Location & Zoning

Account Number	208343
Street Address	401 S RIVER ST
City	CENTRE
State	AL
Zip	35960-1919
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PARCEL CONTAINS PART OF LOTS 63 & 64 ORIGINAL TOWN OF CENTREPB 3/1
Legal Lot Number	63-64
Jurisdiction	CHEROKEE AL
Township / Civil Division	CENTRE
Census Block Group	4
Census Block	4035
Census Tract	955900

Owner

Source: Cherokee County records · APN 13-14-05-22-3-004-017.000

Assessment roll updated January 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	1473 COUNTY ROAD 188, FORT PAYNE, AL 35967-6326
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 29, 2019 · Amount on Record
Deed Sale	Aug 29, 2019 · Amount on Record
Deed Document Number	208837
Record Updated	Jun 08, 2026

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE AL
Recording Date	Aug 29, 2019
Property Address	401 S RIVER ST, CENTRE, AL 35960-1919
Document Number	208837
Map Reference	PB 3 PG 1
Instrument Date	Aug 28, 2019
Instrument	208837
Transaction Type	Transfer
Record Updated	Dec 13, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	660 BIG NOSE DR, 660, CENTRE, AL 35960-2465

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1473 COUNTY ROAD 188, FORT PAYNE, AL 35967-6326

Tax Assessment & Valuation

Source: Cherokee County records · Assessment roll updated January 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Cherokee County
Municipality	Centre City
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$203.00	$4,100 (-) Land $4,040 Building $60	$22,000 (-) Land $20,200 Building $1,800
2024	$203.00 (-40.12%)	$4,100 (-43.21%) Land $4,040 Building $60	$22,000 (-39.89%) Land $20,200 Building $1,800
2023	$339.00	$7,220 (+73.56%)	$36,600 (-) Land $20,200 Building $16,400
2022	$339.00	$4,160 Land $4,040 Building $120	$36,600 Land $20,200 Building $16,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 15, 2016 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Moderate above 60% of the US · above 78% of Alabama
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon.

Based on FCC filings for 155 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	TOWN OF CENTRE, WW AND SB OF THE serves 8,163 people
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.