401 S Pine St, Creston, IA 50801 Property Records

Union County property record for 401 S Pine St, Creston, IA 50801

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 624 sqft · built 1888
Lot Size	0.165 acres (7,200 sqft)
Owner	Individual Name on Record
Last Sale	$74,000 (Jul 2025)
Tax Bill	$680 (2025)
Deeds & Mortgages	Dec 2015 Mortgage Dec 2012 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0512276001`

Property Details

APN / Parcel Number

Primary APN	`0512276001`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	624 sqft Living Area
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1888
Effective Year Built	Effective 1888
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,200 sqft (0.165 acres)
Lot Dimensions	120 ft deep x 60 ft wide

Exterior Amenities

Porch	Porch
Porch Area	240 sqft
Patio Area	231 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric
Water Source	Commercial

Location & Zoning

Street Address	401 S PINE ST
City	CRESTON
State	IA
Zip	50801-3744
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OP LOT 402
Legal Subdivision	CRESTON
Legal Lot Number	402
Jurisdiction	UNION IA
Township / Civil Division	CRESTON
Census Block Group	4
Census Block	4035
Census Tract	190200

Owner

Source: Union County records, as of December 2, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	704 S STONE ST, CRESTON, IA 50801-2955
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2015	Deed of Trust, Mortgage IOWA STATE SAVINGS BANK
Dec 14, 2012	Deed of Trust, Mortgage · Conventional Mortgage FIRST FSB OF CRESTON
Jul 7, 2025	Warranty Deed, Transfer · Conventional Mortgage FIRST INTERSTATE BANK
Jun 5, 2019	Warranty Deed, Transfer · Stand-Alone Refinance WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 7, 2025 · Amount on Record
Deed Sale	Jul 7, 2025 · Amount on Record
Prior Sale	Jun 5, 2019 · Amount on Record
Deed Document Number	20251099
Prior Transfer Date	May 29, 2019
Prior Transfer Doc	001199/153
Record Updated	Jun 8, 2026

December 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION IA
Property Address	401 S PINE ST, CRESTON, IA 50801-3744
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001116/169
Date	Dec 28, 2015
Book Page	1116/169
Instrument	2015-00002393

Lender

Name	IOWA STATE SAVINGS BANK
Type	Bank
Address	CRESTON, IA 50801

Agreement

Amount	Amount Recorded
Term	61 Months
Due	Jan 25, 2021

December 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION IA
Property Address	401 S PINE ST, CRESTON, IA 50801-3744
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001040/069
Date	Dec 14, 2012
Book Page	1040/069
Instrument	00002548

Lender

Name	FIRST FSB OF CRESTON
Address	CRESTON, IA 50801

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Jan 1, 2023

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION IA
Recording Date	Jul 7, 2025
Property Address	401 S PINE ST, CRESTON, IA 50801-3744
Document Number	001357/231
Book / Page	1357 / 231
Instrument Date	Jun 27, 2025
Instrument	2025-00001099
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$117.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	704 S STONE ST, CRESTON, IA 50801-2955

Mortgage

Document Number	202500001100
Date	Jul 7, 2025
Instrument	2025-00001100

Lender

Name	FIRST INTERSTATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2055

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION IA
Recording Date	Jun 5, 2019
Property Address	401 S PINE ST, CRESTON, IA 50801-3744
Document Number	001199/153
Book / Page	1199 / 153
Instrument Date	May 29, 2019
Instrument	1027
Transaction Type	Transfer
Record Updated	Oct 4, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 S PINE ST, CRESTON, IA 50801-3744

Mortgage

Document Number	001199/154
Date	Jun 5, 2019
Book Page	1199/154
Instrument	1028

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2034

Tax Assessment & Valuation

Source: Union County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Creston City
County	Union County
Unified School District	Creston Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$680.00 Homeowner's exemption	$46,300 (+0.43%) Land $9,000 Building $37,300	$46,300 (+0.43%) Land $9,000 Building $37,300
2024	$680.00 (-8.85%)
2023		$46,100 Land $9,630 Building $36,470	$46,100 Land $9,630 Building $36,470
2022	$746.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRESTON WATER SUPPLY serves 7,536 people · EPA ID IA8816089
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	7 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Treatment Techniques Jun 2018
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Lockridge Networks Fixed Wireless	100 / 20
Windstream DSL	100 / 20

May also be available: Nextlink, OmniTel-Interstate Cablevision, Verizon.

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