401 S Pfeffer Rd, Urbana, IL 61802 Property Records

Champaign County property record for 401 S Pfeffer Rd, Urbana, IL 61802

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 925 sqft · built 1966
Lot Size	0.137 acres (5,948 sqft)
Owner	Individual Name on File
Last Sale	$85,000 (Dec 2018)
Tax Bill	$2,439 (2024)
Deeds & Mortgages	Jan 2021 Mortgage Dec 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`30-21-15-255-014`

Property Details

APN / Parcel Number

Primary APN	`30-21-15-255-014`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	925 sqft Living Area
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Architectural Style	A-Frame
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Other
Lot Area	5,948 sqft (0.137 acres)
Garage Type	Attached
Garage Area	220 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	88 sqft
Patio Area	110 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	401 S PFEFFER RD
City	URBANA
State	IL
Zip	61802-4645
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 382 SCOTTSWOOD 6TH SUB
Legal Range	09E
Legal Township	19N
Legal Section	15
Legal Subdivision	SCOTTSWOOD 6TH SUB
Legal Lot Number	382
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	URBANA
Census Block Group	3
Census Block	3001
Census Tract	5500

Owner

401 S Pfeffer Rd is owned and occupied by an individual who bought it in December 2018.

Source: Champaign County records, as of April 29, 2026

Owner of Record	Individual Name on File
Mailing Address	401 S PFEFFER RD, URBANA, IL 61802-4645
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage BUSEY BANK
Dec 3, 2018	Warranty Deed, Transfer · Conventional Mortgage BUSEY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 3, 2018 · Amount on File
Deed Sale	Dec 3, 2018 · Amount on File
Prior Sale	Jul 5, 2013 · Amount on File
Deed Document Number	201820589
Prior Transfer Date	Dec 5, 2006
Prior Transfer Doc	0000033574
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	401 S PFEFFER RD, URBANA, IL 61802-4645
Transaction Type	Mortgage
Record Updated	Apr 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001127
Date	Jan 15, 2021
Instrument	2021R01127

Lender

Name	BUSEY BANK
Type	Bank
Address	CHAMPAIGN, IL 61820

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.75%

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Dec 3, 2018
Property Address	401 S PFEFFER RD, URBANA, IL 61802-4645
Document Number	0000020589
Map Reference	MB O PG86
Instrument Date	Nov 30, 2018
Instrument	2018R20589
Transaction Type	Transfer
Record Updated	Apr 28, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$127.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	401 S PFEFFER RD, URBANA, IL 61802-4645

Mortgage

Document Number	0000020590
Date	Dec 3, 2018
Instrument	2018R20590

Lender

Name	BUSEY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2048

Interest

Rate Type	Fixed Rate
Rate	4.87%

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Urbana Township
Unified School District	Urbana School District 116 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$37,800 Land $3,660 Building $34,140	$113,400 Land $10,980 Building $102,420
2024	$2,439.00
2022	$2,162.00 Homeowner's exemption	$30,190 Land $2,930 Building $27,260	$90,570 Land $8,790 Building $81,780

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 401 S Pfeffer Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1982)
Most Recent Claim	Jan 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 401 S Pfeffer Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: Nextlink.

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