401 S Oak Ave, Ruleville, MS 38771 Property Records

Sunflower County property record for 401 S Oak Ave, Ruleville, MS 38771

Property Summary

Property Type	Single Family Home
Details	2 bd · 1,877 sqft · built 1949
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,421 (2025)
Deeds & Mortgages	Nov 2022 Mortgage Mar 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`053C-06-00-044.00`

Property Details

APN / Parcel Number

Primary APN	`053C-06-00-044.00`

Interior

Bedrooms	2 Beds
Total Rooms	5 Rooms
Building Area	1,877 sqft Finished Area
1st Floor Area	1,460 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Exterior Material	Other
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Shingle
Lot Area	43,560 sqft (1 acres)
Patio Area	224 sqft

Location & Zoning

Street Address	401 S OAK AVE
City	RULEVILLE
State	MS
Zip	38771-4221
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1 AC PT LOTS 1 & 4 BLK 2 RULE-MORGAN S/D RULEVILLE PB 2/24 OLD PCL:8053D0002100 20000100
Legal Subdivision	RULE-MORGAN SUBDIVISION
Legal Block	2
Legal Lot Number	1,4
Jurisdiction	SUNFLOWER MS
Township / Civil Division	4
Census Block Group	2
Census Block	2040
Census Tract	950200

Owner

Source: Sunflower County records, as of October 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	401 S OAK AVE, RULEVILLE, MS 38771-4221
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2022	Deed of Trust, Mortgage SOUTHERN BANCORP BANK
Mar 15, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jun 28, 2006
Transfer Doc	0000004501
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUNFLOWER MS
Property Address	401 S OAK AVE, RULEVILLE, MS 38771-4221
Transaction Type	Mortgage
Record Updated	Dec 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022004501
Date	Nov 30, 2022
Instrument	2022004501

Lender

Name	SOUTHERN BANCORP BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Nov 25, 2027

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUNFLOWER MS
Recording Date	Mar 15, 2019
Property Address	401 S OAK AVE, RULEVILLE, MS 38771-4221
Document Number	2019001409
Instrument Date	Mar 8, 2019
Instrument	2019001409
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	401 S OAK AVE, RULEVILLE, MS 38771-4221

Tax Assessment & Valuation

Source: Sunflower County assessment roll, as of January 30, 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	Sunflower County
Municipality	Ruleville City
Unified School District	Sunflower County Consolidated School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,421.00	$7,551 (-) Land $1,200 Building $6,351	$75,514 (-) Land $12,000 Building $63,514
2023	$1,421.00	$7,551 Land $1,200 Building $6,351	$75,514 Land $12,000 Building $63,514

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	26 (1979–2021)
Claims Outside the SFHA	22 of 26
Most Recent Claim	Jun 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.3% of Mississippi
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF BOYLE serves 1,400 people · EPA ID MS0060004
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
C Spire Wireless Fixed Wireless	100 / 20

May also be available: T-Mobile.

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