Caldwell County property record for 401 S Main St, Lockhart, TX 78644
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 2,872 sqft · built 1885 |
| Lot Size | 0.382 acres (16,649 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $255,000 (Apr 2016) |
| Tax Bill | $6,395 (2026) |
| Deeds & Mortgages | Sep 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 0300000-002-005-80 |
| Primary APN | 0300000-002-005-80 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,872 sqft Living Area |
| 1st Floor Area | 1,808 sqft |
| 2nd Floor Area | 1,064 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1885 |
|---|---|
| Effective Year Built | Effective 1981 |
| Architectural Style | Georgian |
| Exterior Material | Wood |
| Foundation Type | Wood |
| Roof Type | Reinforced Concrete |
| Lot Area | 16,649 sqft (0.382 acres) |
| Lot Dimensions | 138 ft deep x 121 ft wide |
| Garage Type | Carport |
| Garage Area | 324 sqft |
| Carport | Carport |
| Carport Area | 324 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 786 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 16829 |
|---|---|
| Street Address | 401 S MAIN ST |
| City | LOCKHART |
| State | TX |
| Zip | 78644-2718 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | O.T. LOCKHART, BLOCK 2 AMENDED, LOT 5A |
| Legal Subdivision | O.T. LOCKHART |
| Legal Block | 2 |
| Legal Lot Number | 5A |
| Jurisdiction | CALDWELL TX |
| Township / Civil Division | LOCKHART |
| Census Block Group | 2 |
| Census Block | 2031 |
| Census Tract | 960300 |
Source: Caldwell County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 401 S MAIN ST, LOCKHART, TX 78644-2718 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 29, 2016 · Amount on Record |
| Deed Sale | Apr 29, 2016 · Amount on Record |
| Prior Sale | Apr 1, 2010 · Amount on Record |
| Deed Document Number | 20162134 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALDWELL TX |
| Property Address | 401 S MAIN ST, LOCKHART, TX 78644-2718 |
| Transaction Type | Mortgage |
| Record Updated | Oct 12, 2017 |
| Name | Verified Name |
|---|
| Document Number | , 2017-004883 |
|---|---|
| Date | Sep 20, 2017 |
| Instrument | 2017-004883 |
| Name | RANDOLPH BROOKS FCU |
|---|---|
| Type | Credit Union |
| Address | UNIVERSAL CITY, TX 78148 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Oct 1, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Caldwell County assessment roll, as of November 11, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Caldwell County |
| Municipality | Lockhart City |
| Unified School District | Lockhart Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,395.00 (+50.44%) | $309,900 (+1%) | $463,540 (+1.84%) Land $105,560 Building $357,980 |
| 2025 | $281,727 (+21%) Land $105,560 Building $349,620 | $455,180 (-2.01%) Land $105,560 Building $349,620 | |
| 2024 | $4,251.00 (+15.61%) | ||
| 2023 | $3,677.00 (-17.11%) Homeowner's exemption | $232,832 Land $105,560 Building $358,960 | $464,520 Land $105,560 Building $358,960 |
| 2022 | $4,436.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1998–2025) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jun 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Texas |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LOCKHART serves 18,800 people · EPA ID TX0280001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Rise Broadband Fiber | 1,000 / 200 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
May also be available: Hotwire Communications, Spry Air Fiber, T-Mobile, Verizon, VTX Communications.
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