401 S Madison St, Mc Gregor, TX 76657 Property Records

McLennan County property record for 401 S Madison St, Mc Gregor, TX 76657

Property Summary

Property Type	Commercial
Details	2,578 sqft · built 1962
Lot Size	0.276 acres (12,000 sqft)
Owner	2 Individual Names on File
Last Sale	$168,800 (Feb 2017)
Tax Bill	$3,268 (2025)
Deeds & Mortgages	Feb 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`34-130000-000800-8`

Property Details

APN / Parcel Number

Primary APN	`34-130000-000800-8`
Alternative APNs	`3413000000080080111` `137192`

Interior

Stories	1 Story
Building Area	2,578 sqft Gross Area
1st Floor Area	2,578 sqft
Flooring	Tile

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Type	Reinforced Concrete
Roof Material	Built-Up Asphalt
Lot Area	12,000 sqft (0.276 acres)
Lot Dimensions	100 ft deep x 120 ft wide
Garage Type	Detached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Canopy	68 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	401 S MADISON ST
City	MCGREGOR
State	TX
Zip	76657-2332
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	C
Legal Description	MCCANN LOT 1 2 BLOCK 2 ACRES .2755
Legal Subdivision	MCCANN
Legal Block	2
Legal Lot Number	1
Jurisdiction	MCLENNAN TX
Township / Civil Division	MCGREGOR
Census Block Group	1
Census Block	1028
Census Tract	3902

Owner

401 S Madison St, a commercial property, is owned by two individuals who bought it in February 2017.

Source: McLennan County records, as of August 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 1567, HILLSBORO, TX 76645-1567
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 16, 2017 · Amount on File
Deed Sale	Feb 16, 2017 · Amount on File
Deed Document Number	20174984
Prior Transfer Date	Feb 15, 2017
Prior Transfer Doc	0000004984
Record Updated	Oct 29, 2026

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLENNAN TX
Recording Date	Feb 16, 2017
Property Address	401 S MADISON ST, MC GREGOR, TX 76657-2332
Document Number	0000004984
Instrument Date	Feb 15, 2017
Instrument	4984
Transaction Type	Transfer
Record Updated	Apr 5, 2017
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE GUARANTY INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	PO BOX 1567 HILLSBORO TX 766451567, HILLSBORO, TX 76645-1567

Mortgage

Document Number	4985
Date	Feb 16, 2017
Instrument	4985

Lender

Name	CITIZENS NAT'L BK
Type	Bank
Address	HILLSBORO, TX 76645

Agreement

Amount	Amount on Record
Term	60 Months
Due	Feb 15, 2022

Tax Assessment & Valuation

The 2025 property tax bill for 401 S Madison St was $3,268, down 2.5% from the year before.

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	McGregor City
Unified School District	McGregor Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$147,219 (-2.93%) Land $30,000 Building $117,219	$147,219 (-2.93%) Land $30,000 Building $117,219
2025	$3,268.00 (-2.48%)	$151,670 Land $30,000 Building $121,670	$151,670 Land $30,000 Building $121,670
2024	$3,351.00
2023		$163,600 Land $30,000 Building $133,600	$163,600 Land $30,000 Building $133,600
2022	$3,070.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 401 S Madison St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 401 S Madison St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MCGREGOR serves 6,037 people · EPA ID TX1550004
Water Source	Purchased surface water from BLUEBONNET WSC
Last State Inspection	Jun 2023
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	19 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 417 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Fiber	1,500 / 1,500
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
Nextlink Fixed Wireless	100 / 20