401 S Harrison Ave, Cushing, OK 74023 Property Records

Payne County property record for 401 S Harrison Ave, Cushing, OK 74023

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 868 sqft · built 1909
Lot Size	0.244 acres (10,634 sqft)
Owner	2 Individual Names on File
Last Sale	$95,000 (Jul 2025)
Tax Bill	$623 (2025)
Deeds & Mortgages	Jul 2025 Sale & Mortgage Feb 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`17N05E-04-2-CS620-012-0001`

Property Details

APN / Parcel Number

Primary APN	`17N05E-04-2-CS620-012-0001`
Alternative APNs	`600002132` `2132`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	868 sqft Living Area
1st Floor Area	868 sqft

Exterior

Year Built	Built 1909
Effective Year Built	Effective 1909
Exterior Material	Siding
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,634 sqft (0.244 acres)
Lot Dimensions	140 ft deep x 75 ft wide
Garage Type	Detached
Garage Area	600 sqft
Porch	Slab
Porch Area	248 sqft
Canopy	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2132
Street Address	401 S HARRISON AVE
City	CUSHING
State	OK
Zip	74023-4311
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SOUTH HIGHLAND ADD BLK 12 LOT 1 & S-35' VAC 3RD ST ADJ LOT 1 ON N
Legal Range	05E
Legal Township	17N
Legal Section	04
Legal Subdivision	SOUTH HIGHLAND ADD
Legal Block	12
Legal Lot Number	1
Jurisdiction	PAYNE OK
Township / Civil Division	CUSHING
Census Block Group	4
Census Block	4014
Census Tract	11400

Owner

401 S Harrison Ave is owned and occupied by two individuals who bought it in July 2025.

Source: Payne County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	401 S HARRISON AVE, CUSHING, OK 74023-4311
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2025	Warranty Deed, Transfer · Conventional Mortgage EXCHANGE BANK & TRUST CO
Feb 8, 2017	Deed of Trust, Mortgage RCB BANK
Jun 15, 2022	Warranty Deed, Transfer · Seller Carry-Back DARCY D HIGHTOWER ETUX

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 28, 2025 · Amount on File
Deed Sale	Jul 28, 2025 · Amount on File
Prior Sale	Jun 15, 2022 · Amount on File
Deed Document Number	20258130
Deed Book / Page	2878 / 772
Record Updated	Oct 29, 2026

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PAYNE OK
Recording Date	Jul 28, 2025
Property Address	401 S HARRISON AVE, CUSHING, OK 74023-4311
Document Number	0028780772
Book / Page	2878 / 772
Instrument Date	Jul 8, 2025
Instrument	I-2025-008130
Transaction Type	Transfer
Record Updated	Feb 6, 2026
Title Company	OCTS

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$142.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	401 S HARRISON AVE, CUSHING, OK 74023-4311

Mortgage

Document Number	I2025008131
Date	Jul 28, 2025
Instrument	I-2025-008131

Lender

Name	EXCHANGE BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2055

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PAYNE OK
Property Address	401 S HARRISON AVE, CUSHING, OK 74023-4311
Transaction Type	Mortgage
Record Updated	Jul 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0023780690
Date	Feb 8, 2017
Book Page	2378/0690
Instrument	2017-001616

Lender

Name	RCB BANK
Type	Bank
Address	CUSHING, OK 74023

Agreement

Amount	Amount on Record
Term	60 Months
Due	Feb 1, 2022

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PAYNE OK
Recording Date	Jun 15, 2022
Property Address	401 S HARRISON AVE, CUSHING, OK 74023-4311
Document Number	0027020088
Book / Page	2702 / 88
Instrument Date	Jun 14, 2022
Instrument	I-2022-006924
Transaction Type	Transfer
Record Updated	Jul 1, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$75.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	41 S HARRISON AVE, CUSHING, OK 74023

Mortgage

Document Number	I2022006925
Date	Jun 15, 2022
Instrument	I-2022-006925

Lender

Name	DARCY D HIGHTOWER ETUX
Type	Seller

Agreement

Type	Seller Carry-Back
Amount	Amount on Record
Term	2 Months
Due	Aug 1, 2022

Tax Assessment & Valuation

The 2025 property tax bill for 401 S Harrison Ave was $623, up 0.3% from the year before.

Source: Payne County assessment roll, as of February 6, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Payne County
Municipality	Cushing City
Unified School District	Cushing Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$10,913 (+48.86%) Land $1,140 Building $9,773	$95,730 Land $10,000 Building $85,730
2025	$623.00 (+0.32%)	$7,331 (-) Land $456 Building $6,875
2024	$621.00 (+33.84%)	$7,331 (+33.34%) Land $456 Building $6,875	$64,310 (+33.34%) Land $4,000 Building $60,310
2023	$464.00 (+73.78%)	$5,498 (+75.65%) Land $592 Building $4,906	$48,230 (+74.3%) Land $5,200 Building $43,030
2022	$267.00	$3,130 Land $588 Building $2,542	$27,670 Land $5,200 Building $22,470

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 401 S Harrison Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 22, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 401 S Harrison Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Oklahoma
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 416 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Bluepeak Fiber	5,000 / 5,000
Centranet Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Atlink Services Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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