401 S Gorham St, Jackson, MI 49203 Property Records

Jackson County property record for 401 S Gorham St, Jackson, MI 49203 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,352 sqft · built 1936
Lot Size	0.138 acres (6,011 sqft)
Owner	Individual Name on File
Last Sale	$110,000 (Oct 2021)
Tax Bill	$1,572 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Feb 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`6-106100000`

Property Details

APN / Parcel Number

Primary APN	`6-106100000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,352 sqft Living Area
1st Floor Area	781 sqft
Basement Area	697 sqft

Exterior

Year Built	Built 1936
Effective Year Built	Effective 1936
Lot Area	6,011 sqft (0.138 acres)
Lot Dimensions	91 ft deep x 66 ft wide
Garage Area	360 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	401 S GORHAM ST
City	JACKSON
State	MI
Zip	49203-2022
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 EX E 40 FT OF LOT 1 BLK 36 EAST ADD NO 5
Legal Subdivision	EAST ADD
Legal Block	36
Legal Lot Number	1
Legal Unit	1
Jurisdiction	JACKSON MI
Township / Civil Division	JACKSON
Census Block Group	1
Census Block	1015
Census Tract	1200

Owner

Source: Jackson County records · APN 6-106100000

Assessment roll updated June 29, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	401 S GORHAM ST, JACKSON, MI 49203-2022
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2025	Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC
Feb 15, 2023	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Oct 19, 2021	Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 19, 2021 · Amount on Record
Deed Sale	Oct 19, 2021 · Amount on Record
Prior Sale	Feb 25, 2014
Deed Document Number	20212896849
Deed Book / Page	2198 / 259
Prior Transfer Date	Feb 13, 2014
Prior Transfer Doc	0002674810
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MI
Property Address	401 S GORHAM ST, JACKSON, MI 49203-2022
Transaction Type	Mortgage
Record Updated	Nov 19, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 S GORHAM ST, JACKSON, MI 49203-2022

Mortgage

Document Number	0002992662
Date	Oct 27, 2025
Book Page	2271/1169
Instrument	2992662

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	313 Months
Due	Nov 01, 2051

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MI
Property Address	401 S GORHAM ST, JACKSON, MI 49203-2022
Transaction Type	Mortgage
Record Updated	Jun 07, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 S GORLIAM ST, JACKSON, MI 49203
Investor	Possibly a Property Investor

Mortgage

Document Number	0002931913
Date	Feb 15, 2023
Book Page	2225/222
Instrument	2931913

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	345 Months
Due	Nov 01, 2051

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MI
Recording Date	Oct 19, 2021
Property Address	401 S GORHAM ST, JACKSON, MI 49203-2022
Document Number	0002896849
Book / Page	2198 / 259
Map Reference	LB 4 PG 8
Instrument Date	Oct 05, 2021
Instrument	2896849
Transaction Type	Transfer
Record Updated	Nov 18, 2021
Title Company	MIDSTATE TITLE AGENCY/STHRN, MIDSTATE TTL AGCY OF SOUTHER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$946.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1121 WALDEN LEGACY WAY APT 917, 1121, KNOXVILLE, TN 37931-4789

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	216 N DWIGHT ST, JACKSON, MI 49202-3704

Mortgage

Document Number	0021980260
Date	Oct 19, 2021
Instrument	2198-0260

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2051

Tax Assessment & Valuation

Source: Jackson County records · Assessment roll updated June 29, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Jackson County
Municipality	Jackson City
Unified School District	Jackson Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$74,000 (+13.85%)	$148,000 (+13.85%)
2025	$1,572.00 (-16.83%)	$65,000 (+82.07%)	$130,000 (+82.07%)
2024	$1,890.00 (+0.75%)
2023		$35,700	$71,400
2022	$1,876.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Jackson County (26075C), updated May 3, 2010 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 608 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
AT&T	Fixed Wireless	100 / 20

May also be available at this address: Verizon, AT&T, Great Lakes High Speed, T-Mobile USA, Mercury Broadband. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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