New Castle County property record for 401 S Gerald Dr, Newark, DE 19713
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,192 sqft · built 1957 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $148,000 (Jun 2004) |
| Tax Bill | $2,491 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage May 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-029.10-222 |
| Primary APN | 09-029.10-222 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,192 sqft Living Area |
| 1st Floor Area | 1,192 sqft |
| Family Room | Family Room |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,841 sqft (0.18 acres) |
| Lot Dimensions | 115 ft deep x 70 ft wide |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Connected |
| Street Address | 401 S GERALD DR |
|---|---|
| City | NEWARK |
| State | DE |
| Zip | 19713-3224 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NC6.5 |
| Legal Subdivision | BIRCHWOOD PARK SEC 1 |
| Legal Block | 1 D |
| Legal Lot Number | 73 |
| Jurisdiction | NEW CASTLE DE |
| Township / Civil Division | UPPER CHRISTIANA |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 13901 |
401 S Gerald Dr is owned and occupied by two individuals who bought it in June 2004.
Source: New Castle County records, as of May 6, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 401 S GERALD DR, NEWARK, DE 19713-3224 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 2, 2021 | Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK OF AMERICA |
| May 14, 2020 | Deed of Trust, Mortgage · Line of Credit HUNTINGDON VALLEY BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 7, 2004 · Amount on File |
| Deed Sale | Jun 7, 2004 · Amount on File |
| Deed Document Number | 200462139 |
| Prior Transfer Date | Nov 1, 2001 |
| Prior Transfer Doc | 0000001100 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | NEW CASTLE DE |
| Recording Date | Dec 2, 2021 |
| Property Address | 401 S GERALD DR, NEWARK, DE 19713-3224 |
| Document Number | 0000138170 |
| Map Reference | DOC 200406070062139 |
| Instrument Date | Nov 5, 2021 |
| Instrument | 20211202-0138170 |
| Transaction Type | Transfer |
| Record Updated | Dec 22, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 401 S GERALD DR, NEWARK, DE 19713-3224 |
| Document Number | 0000138174 |
|---|---|
| Date | Dec 2, 2021 |
| Instrument | 20211202-0138174 |
| Name | FIRST NATIONAL BANK OF AMERICA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Nov 20, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEW CASTLE DE |
| Property Address | 401 S GERALD DR, NEWARK, DE 19713-3224 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000037929 |
|---|---|
| Date | May 14, 2020 |
| Instrument | 20200514-0037929 |
| Name | HUNTINGDON VALLEY BANK |
|---|---|
| Type | Bank |
| Address | DOYLESTOWN, PA 18901 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 401 S Gerald Dr was $2,491.
Source: New Castle County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Delaware |
| County | New Castle County |
| Unified School District | Christina School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,491.00 | $306,000 Land $60,100 Building $245,900 | |
| 2024 | $228,690 | ||
| 2023 | $1,606.00 | $38,800 (-) Land $7,300 Building $31,500 | |
| 2022 | $38,800 Land $7,300 Building $31,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 401 S Gerald Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 21, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 401 S Gerald Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.1% of Delaware |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER DELAWARE, INC private · serves 100,495 people · EPA ID DE0000564 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2024 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 497 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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