Craven County property record for 401 S Front St, New Bern, NC 28560
| Property Type | Bank, Financial Building |
|---|---|
| Details | 6,513 sqft · built 1977 |
| Lot Size | 0.887 acres (38,637 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $1,150,000 (Apr 2024) |
| Tax Bill | $31,645 (2024) |
| Deeds & Mortgages | Apr 2024 Line of Credit |
| Flood Zone | Zone AE (high risk) |
| APN | 8-001-D-036 |
| Primary APN | 8-001-D-036 |
|---|---|
| Alternative APN |
|
| Building Area | 6,513 sqft Total Area |
|---|---|
| 1st Floor Area | 6,513 sqft |
| Flooring | Carpet |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Exterior Material | Brick Veneer |
| Roof Type | Wood Truss |
| Roof Material | Asphalt |
| Lot Area | 38,637 sqft (0.887 acres) |
| Total Buildings | 2 Buildings |
| Heating System | Heat Pump |
|---|
| Street Address | 401 S FRONT ST |
|---|---|
| City | NEW BERN |
| State | NC |
| Zip | 28560-2131 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Bank, Financial Building |
| Local Zoning Code | NC1 |
| Legal Description | CORNER MIDDLE & TRYON PALACE DR |
| Jurisdiction | CRAVEN NC |
| Township / Civil Division | 8 |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 960900 |
Source: Craven County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 1527, NEW BERN, NC 28563-1527 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 24, 2024 · Amount on Record |
| Deed Sale | Apr 24, 2024 · Amount on Record |
| Deed Document Number | 202410125422 |
| Deed Book / Page | 3796 / 1160 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CRAVEN NC |
| Property Address | 401 S FRONT ST, NEW BERN, NC 28560-2131 |
| Transaction Type | Mortgage |
| Record Updated | May 13, 2024 |
| Name | Verified Name |
|---|---|
| Address | 316 S FRONT ST, NEW BERN, NC 28560-2134 |
| Document Number | 03796/1165 |
|---|---|
| Date | Apr 24, 2024 |
| Book Page | 3796/1165 |
| Instrument | 10125423 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | PO BOX 26592, RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Change Frequency | Monthly |
|---|
Source: Craven County assessment roll, as of October 20, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Craven County |
| Municipality | New Bern City |
| Unified School District | Craven County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,064,720 (-) Land $328,420 Building $2,736,300 | $3,064,720 (-) Land $328,420 Building $2,736,300 | |
| 2025 | $3,064,720 (-8.29%) Land $328,420 Building $2,736,300 | $3,064,720 (-8.29%) Land $328,420 Building $2,736,300 | |
| 2024 | $31,645.00 (+1.07%) | ||
| 2023 | $31,310.00 (-2.68%) | $3,341,620 (+22.53%) Land $328,420 Building $3,013,200 | $3,341,620 (+22.53%) Land $328,420 Building $3,013,200 |
| 2022 | $32,171.00 | $2,727,110 Land $340,010 Building $2,387,100 | |
| 2018 | $2,727,110 Land $340,010 Building $2,387,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 222 individual policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 383 units insured incl. 161 condo units |
| Nearby Flood Claims | 414 (1979–2023) |
| Claims Outside the SFHA | 24 of 414 |
| Most Recent Claim | Aug 2023 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF NEW BERN serves 37,884 people · EPA ID NC0425010 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Brightspeed, Optimum, T-Mobile.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures