401 S Elm St, Spiro, OK 74959 Property Records

Le Flore County property record for 401 S Elm St, Spiro, OK 74959

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,568 sqft · built 2010
Lot Size	0.429 acres (18,687 sqft)
Owner	2 Individual Names on File
Last Sale	$4,500 (Jan 2011)
Tax Bill	$645 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage Feb 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`34145`

Property Details

APN / Parcel Number

Primary APN	`34145`
Alternative APN	`U001-00-086-000-0-001-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,568 sqft Living Area
1st Floor Area	1,568 sqft

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Architectural Style	Mobile Home
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	18,687 sqft (0.429 acres)
Garage Type	Carport
Carport	Carport

Exterior Amenities

Porch	Slab
Deck Area	192 sqft
Shed	1 Shed
Shed Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	34145
Street Address	401 S ELM ST
City	SPIRO
State	OK
Zip	74959-3412
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	R1
Legal Description	SPIRO BLK 86 LOTS 1 2 3 4 & 5 CD B1789 P410 B1917 P822 B2097 P839 B2096 P679
Legal Range	25E
Legal Township	9N
Legal Section	24
Legal Subdivision	SPIRO MAIN TOWN
Legal Block	86
Legal Lot Number	1-5
Jurisdiction	LE FLORE OK
Township / Civil Division	SPIRO
Census Block Group	1
Census Block	1021
Census Tract	40303

Owner

401 S Elm St, a mobile home, is owned and occupied by two individuals who bought it in January 2011.

Source: Le Flore County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	401 S ELM ST, SPIRO, OK 74959-3412
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage BELINDA NELSON LIVING TRUST
Feb 24, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 11, 2011 · Amount on File
Deed Sale	Jan 11, 2011 · Amount on File
Deed Document Number	2011227
Deed Book / Page	1789 / 410
Record Updated	Oct 29, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LE FLORE OK
Recording Date	Sep 14, 2022
Property Address	401 S ELM ST, SPIRO, OK 74959-3412
Document Number	0022000626
Book / Page	2200 / 626
Instrument Date	Sep 9, 2022
Instrument	8099
Transaction Type	Transfer
Record Updated	Dec 4, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$90.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	401 S ELM ST, SPIRO, OK 74959-3412

Mortgage

Document Number	0000008100
Date	Sep 14, 2022
Instrument	8100

Lender

Name	BELINDA NELSON LIVING TRUST
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	60 Months
Due	Sep 1, 2027

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LE FLORE OK
Recording Date	Feb 24, 2020
Property Address	401 S ELM ST, SPIRO, OK 74959-3412
Document Number	0020970839
Book / Page	002097 / 000839
Instrument Date	Feb 5, 2020
Instrument	1214
Transaction Type	Transfer
Record Updated	Mar 24, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	401 S SLM ST SPIRO OK 74959, SPIRO, OK 74959

Tax Assessment & Valuation

The 2025 property tax bill for 401 S Elm St was $645.

Source: Le Flore County assessment roll, as of January 16, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Le Flore County
Municipality	Spiro Town
Unified School District	Spiro Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$7,641 (+5.02%) Land $910 Building $6,731	$69,457 (-29.11%) Land $8,269 Building $61,188
2025	$645.00	$7,276 Land $866 Building $6,410	$97,972 Land $7,875 Building $90,097
2023	$600.00	$6,600 Land $866 Building $5,734	$60,000 Land $7,875 Building $52,125

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 401 S Elm St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 401 S Elm St is moderate, ranking above 66% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 66% of the US · lower than 71% of Oklahoma
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPIRO serves 2,200 people · EPA ID OK1020106
Water Source	Surface water
Last State Inspection	Jun 2023
Also Mapped Here	SPIRO EAST WATER ASSOCIATION
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 340 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Dobson Fiber Fiber	10,000 / 10,000
Optimum Cable	940 / 35

May also be available: 360 Broadband, AT&T, T-Mobile.

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